Sparkasse Barnim products, services and reviews

About Sparkasse Barnim

Sparkasse Barnim is a public-law savings bank serving the Barnim district in Brandenburg and forms part of the Sparkassen-Finanzgruppe. It offers standard retail and business banking services, including current accounts, savings products, consumer loans, mortgages, payment cards, and services for SMEs and municipalities. Customers can use online and mobile banking via the Sparkassen apps with two-factor authentication (pushTAN or chipTAN), SEPA transfers, standing orders, and card management; real-time transfers are available on eligible accounts. Card options typically include a girocard and credit cards issued through the group, with contactless payments and support for mobile wallets such as Apple Pay and Google Pay depending on card and eligibility. Cash withdrawals are available at its own machines in the region and across the nationwide Sparkassen ATM network; cash deposits are possible at selected machines and branches. Investment and securities services are provided within the Sparkassen network (e.g., via DekaBank), and building society solutions are available through group partners; public funding programs (such as KfW) can be facilitated. Business clients have access to accounts, liquidity management, financing, and acceptance of card payments via group providers. Pricing follows common Sparkasse models with monthly account fees and charges for specific transactions or services; conditions vary by account type and channel. Sparkasse Barnim is supervised under German banking regulation and participates in the Sparkassen-Finanzgruppe institutional protection scheme, which is recognized as a deposit guarantee scheme under EU law.