Sparkasse Dachau products, services and reviews

About Sparkasse Dachau

Sparkasse Dachau is a public-law savings bank serving the district of Dachau in Upper Bavaria and is part of the Sparkassen-Finanzgruppe. It maintains a local branch and self-service presence and offers retail and small-business banking including current accounts with tiered account management fees, debit and credit cards, access to the nationwide Sparkassen ATM network, SEPA transfers and standing orders, and optional instant payments. Lending covers overdrafts, consumer loans, and residential mortgages; business clients can obtain working capital and investment financing, cash management, and POS and acquiring services, with group partners available for leasing and factoring. Savings and investment options include call and term deposits, securities custody and trading, and fund products distributed via group providers; building-society contracts and insurance are offered in cooperation with regional group companies. Digital banking is available via web and the Sparkasse app using chipTAN or pushTAN authentication, with support for common mobile wallets where eligible. Account opening is possible online with video identification or in branch, subject to standard KYC. Deposits and other eligible liabilities are covered by the institutional protection scheme of the Sparkassen-Finanzgruppe (Sicherungseinrichtung des DSGV). Pricing, interest rates, and service availability depend on the selected account model and are disclosed in the bank’s price list; customer support is provided through branches, scheduled advisory appointments, and telephone service. Sparkasse Dachau operates under German banking regulation and supervision by BaFin and the Deutsche Bundesbank, with a regional focus on the Dachau area.