Sparkasse Donauwörth products, services and reviews

About Sparkasse Donauwörth

Sparkasse Donauwörth is a Bavarian public savings bank (Anstalt des öffentlichen Rechts) based in Donauwörth, operating under the Bavarian Savings Bank Act and supervised by BaFin and the Deutsche Bundesbank, with membership in the Sparkassenverband Bayern and the Deutscher Sparkassen- und Giroverband. It focuses on retail and SME banking in Donauwörth and surrounding communities, offering current accounts, savings and term deposits, consumer loans, mortgages, and business financing, alongside securities brokerage and investment funds via the Sparkassen-Finanzgruppe (including Deka), building-savings products through LBS Bayern, and insurance solutions commonly placed via partners in the group. Customers have access to online and mobile banking through the Sparkasse apps with pushTAN and chipTAN authentication, SEPA payments, standing orders, and contactless card payments; girocard debit and optional Mastercard/Visa credit cards are available, with support for common mobile wallets on compatible cards and devices. The bank maintains local branches and ATMs and participates in the nationwide Sparkassen ATM network. Pricing follows account packages with monthly maintenance fees, card and cash withdrawal conditions, and overdraft interest set out in the official price and service list; terms vary by product and customer profile. Deposits are protected by the Sparkassen-Finanzgruppe institutional protection scheme recognized under the EU Deposit Guarantee Schemes Directive, which provides statutory coverage up to 100,000 euros per depositor, with the institutional support designed to prevent insolvency. Account opening and certain services typically prioritize customers from the regional service area.