Sparkasse Gummersbach products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Sparkasse Gummersbach

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank1968DE

Sparkasse Gummersbach

4.1

Germany

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Sparkasse Gummersbach

Sparkasse Gummersbach is a public-law savings bank (Anstalt des öffentlichen Rechts) based in Gummersbach and focused on retail and SME banking in the surrounding Oberbergischer Kreis. As part of the Sparkassen-Finanzgruppe, it combines local branches and self-service terminals with access to the nationwide Sparkassen ATM alliance. The product range typically includes current accounts (Girokonten) with tiered pricing, savings and term deposit options, consumer loans and overdrafts, mortgage and building finance (often via LBS), insurance and pensions through group partners, and liquidity and lending solutions for businesses. Payment services cover the Sparkassen-Card (girocard, increasingly with Debit Mastercard co-badge) and optional credit cards (Mastercard/Visa), SEPA transfers, standing orders, and support for contactless and mobile wallets such as Apple Pay and Google Pay; cash withdrawals at Sparkassen ATMs in Germany are generally included with eligible cards, while foreign ATM use and non-euro transactions usually incur fees. Digital banking is available via online banking and the Sparkassen app, with two-factor authentication using pushTAN or chipTAN. Investment services include custody accounts, DekaBank funds, and access to the group’s brokerage offering. Pricing depends on the chosen account model and service package; fees may apply for account maintenance, cards, and individual transactions as detailed in the bank’s price and service list (Preis- und Leistungsverzeichnis). Deposits are covered by the institutional protection scheme of the Sparkassen-Finanzgruppe, which also fulfills the statutory deposit guarantee up to 100,000 EUR per depositor; the institution is subject to supervision by BaFin and the Deutsche Bundesbank. Account opening and lending are contingent on standard identification and credit checks, with a service focus on customers in the bank’s home region.

Sparkasse Gummersbach Deposit guarantee scheme participation

Sparkasse Gummersbach participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Sparkasse Gummersbach Countries of operations

Sparkasse Gummersbach offers their savings products in Germany

Products offered by Sparkasse Gummersbach and interest rates

Sparkasse Gummersbach offers 13 deposits and 7 savings accounts in EUR.

Sparkasse Gummersbach offers the following fixed deposits in EUR in Germany: 0 months deposit - 0.1%; 3 months deposit - 0.5%; 6 months deposit - 0.65%; 12 months deposit - 0.8%; 24 months deposit - 2%; 36 months deposit - 2.05%.

Best interest rates in Germany

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2.25%

EUR

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36 mths Fixed deposits

2.25%

EUR

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Fixed deposits offered by Sparkasse Gummersbach

Sales region:

Savings accounts offered by Sparkasse Gummersbach

Sales region:

Interest rate

Annual fee

Cashback

0.80%EUR

-No

0.70%EUR

-No

0.60%EUR

-No

0.60%EUR

-No

0.25%EUR

-No

0.10%EUR

-No

0.10%EUR

-No

Loans offered by Sparkasse Gummersbach

There are no products yet

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0

Contacts

Address

Hückeswagener Straße 1, 51643 Gummersbach, Germany

Phone number

+49 2261 8030

Website

sparkasse-gm.de

Bank identifiers

BIC number

WELADED1GMB

Name

Sparkasse Gummersbach

Country

Germany