Sparkasse Hattingen products, services and reviews

About Sparkasse Hattingen

Sparkasse Hattingen is a regional savings bank operating as an institution under public law with municipal sponsorship, serving retail and business customers in Hattingen and the surrounding area as part of the Sparkassen-Finanzgruppe. Its product set covers current accounts, savings and term deposits, consumer loans, mortgages and construction financing, payment services, and securities brokerage in cooperation with group partners such as DekaBank. Business clients can access corporate accounts, working-capital and investment financing, guarantees, POS solutions, and cash management. Banking is available via branches, online banking, and the Sparkasse app; functions typically include SEPA transfers, standing orders, card management, and alerts, with instant payments and mobile wallets available where supported. Card options include the girocard (Sparkassen-Card) and optional credit cards (Visa or Mastercard) issued through the group; contactless payments are supported, and cash withdrawals are possible at ATMs across the nationwide Sparkassen network. Security features align with PSD2 requirements, using two-factor authentication methods such as chipTAN or pushTAN. Pricing follows the bank’s Preis- und Leistungsverzeichnis and generally consists of account maintenance fees by model, transaction-related charges, and fees for cards or paper statements; discounted terms may apply to youth or student accounts, and business pricing is model- and usage-dependent. Deposits are covered by the German statutory deposit guarantee up to 100,000 euros per depositor and by the institutional protection scheme of the Sparkassen-Finanzgruppe. Sparkasse Hattingen is supervised by BaFin and the Deutsche Bundesbank. Conditions, cut-off times, interest rates, and limits can change; prospective customers should review current terms and legal disclosures on the bank’s official channels before opening or switching accounts.