Sparkasse Hilden Ratingen Velbert products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Sparkasse Hilden Ratingen Velbert

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank1980DE

Sparkasse Hilden Ratingen Velbert

4.1

Germany

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Sparkasse Hilden Ratingen Velbert

Sparkasse Hilden Ratingen Velbert is a regional savings bank in North Rhine-Westphalia serving the cities of Hilden, Ratingen, and Velbert as an institution under public law within the Sparkassen-Finanzgruppe. It provides retail and business banking including current accounts, savings and term deposits, securities brokerage via group partners (e.g., DekaBank), building society savings via LBS, consumer loans, mortgages, and financing backed by public development banks such as KfW or NRW.Bank. Customers have access to debit and credit cards, contactless payments, and mobile wallets such as Apple Pay and Google Pay, along with SEPA transfers, standing orders, direct debits, and (where available) real-time payments in online and mobile banking. Authentication methods include pushTAN and chipTAN, and service is offered through branches, self-service zones, telephone and digital channels, primarily in German. The bank operates a local branch and ATM network and provides nationwide cash access through the Sparkassen-Finanzgruppe ATM network; withdrawals at third-party ATMs typically incur fees. Account models carry monthly maintenance charges that vary by package; additional fees may apply for paper statements, extra cards, instant transfers, or foreign transactions, and overdraft and lending rates depend on the product and credit profile. For businesses, services include accounts, payment acceptance and POS solutions, liquidity management, and regional corporate financing. Deposits are protected by the institutional protection scheme of the Sparkassen-Finanzgruppe, which is recognized under EU law as a deposit guarantee scheme up to the statutory limit per customer, and the bank is subject to German banking supervision by BaFin and the Bundesbank. Accounts can generally be opened online via VideoIdent or in-branch with ID verification under anti-money-laundering rules, and some products may be limited to residents of the service area. Additional offerings may include safe deposit boxes at selected locations and access to insurance products through group partners. Complaints can be filed with the bank and, if unresolved, escalated to the ombudsman procedure of the German Savings Banks Association. Customers should consult the current price list and terms for detailed fees and conditions, as these change periodically.

Sparkasse Hilden Ratingen Velbert Deposit guarantee scheme participation

Sparkasse Hilden Ratingen Velbert participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Sparkasse Hilden Ratingen Velbert Countries of operations

Sparkasse Hilden Ratingen Velbert offers their savings products in Germany

Products offered by Sparkasse Hilden Ratingen Velbert and interest rates

Sparkasse Hilden Ratingen Velbert offers 15 deposits and 2 savings accounts in EUR.

Sparkasse Hilden Ratingen Velbert offers the following fixed deposits in EUR in Germany: 0 months deposit - 0.5%; 12 months deposit - 1.8%; 24 months deposit - 1.6%; 36 months deposit - 2%.

Best interest rates in Germany

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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Fixed deposits offered by Sparkasse Hilden Ratingen Velbert

Sales region:

Savings accounts offered by Sparkasse Hilden Ratingen Velbert

Sales region:

Interest rate

Annual fee

Cashback

0.50%EUR

-No

0.10%EUR

-No

Loans offered by Sparkasse Hilden Ratingen Velbert

There are no products yet

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0

Contacts

Address

Berliner Str. 12, 40822 Mettmann, Germany

Phone number

+49 2104 8890

Website

sparkasse.de

Bank identifiers

BIC number

WELADED1VEL

Name

Sparkasse Hilden Ratingen Velbert

Country

Germany