Sparkasse im Kreis Herford -Zweckverbandssparkasse des Kreises Herford und der Städte Bünde, Herford, Löhne und Vlotho- products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Sparkasse im Kreis Herford -Zweckverbandssparkasse des Kreises Herford und der Städte Bünde, Herford, Löhne und Vlotho-
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

Sparkasse im Kreis Herford -Zweckverbandssparkasse des Kreises Herford und der Städte Bünde, Herford, Löhne und Vlotho-
4.1
Germany
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
А+
About Sparkasse im Kreis Herford -Zweckverbandssparkasse des Kreises Herford und der Städte Bünde, Herford, Löhne und Vlotho-
Sparkasse im Kreis Herford – Zweckverbandssparkasse des Kreises Herford und der Städte Bünde, Herford, Löhne und Vlotho – is a public-law savings bank in North Rhine-Westphalia owned by a municipal association of the named local authorities and governed under the Sparkassengesetz NRW with oversight by an administrative board and management by an executive board. The institution provides retail and small-business banking across its district, operating branches and self-service points and participating in the nationwide Sparkassen ATM network. Private customers can open current accounts with tiered account management fees and optional concessions for young people; packages typically include a girocard, SEPA transfers and standing orders, with optional debit or credit cards (e.g., Debit Mastercard or Visa Debit) subject to fees; Apple Pay and Google Pay are supported. The product range covers savings (instant-access, term deposits, savings plans), consumer loans and overdrafts, mortgages, and building society contracts via Bausparkasse Schwäbisch Hall; securities custody and investment funds are offered with Deka as a core partner, and insurance is mediated through Sparkassen-Finanzgruppe partners (Provinzial in NRW). Business clients have access to business accounts, cash management, POS and e-commerce acceptance via S-Payment partners, and financing for working capital and investment; advisory services are provided in line with MiFID II where relevant. Payments include SEPA credit transfers and direct debits, instant payments where enabled, and international transfers via SWIFT with standard charges; card payments use strong customer authentication and 3‑D Secure for online transactions. Digital banking is available via online banking and the Sparkassen-App with pushTAN or chipTAN procedures, e‑statements, multibanking, and PSD2 interfaces. Deposits are protected by the German statutory deposit guarantee up to 100,000 EUR per depositor; the bank also belongs to the institutional protection scheme of the Sparkassen-Finanzgruppe, which aims to prevent insolvency and protects customer liabilities within that framework. Account opening and lending are subject to identification and credit assessment; fees, interest rates, eligibility criteria, and service hours are determined by the current schedule of prices and services and may change.
Sparkasse im Kreis Herford -Zweckverbandssparkasse des Kreises Herford und der Städte Bünde, Herford, Löhne und Vlotho- Deposit guarantee scheme participation
Sparkasse im Kreis Herford -Zweckverbandssparkasse des Kreises Herford und der Städte Bünde, Herford, Löhne und Vlotho- participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
Sparkasse im Kreis Herford -Zweckverbandssparkasse des Kreises Herford und der Städte Bünde, Herford, Löhne und Vlotho- Countries of operations
Sparkasse im Kreis Herford -Zweckverbandssparkasse des Kreises Herford und der Städte Bünde, Herford, Löhne und Vlotho- offers their savings products in Germany
Products offered by Sparkasse im Kreis Herford -Zweckverbandssparkasse des Kreises Herford und der Städte Bünde, Herford, Löhne und Vlotho- and interest rates
Sparkasse im Kreis Herford -Zweckverbandssparkasse des Kreises Herford und der Städte Bünde, Herford, Löhne und Vlotho- offers 6 deposits and 1 savings accounts in EUR.
Sparkasse im Kreis Herford -Zweckverbandssparkasse des Kreises Herford und der Städte Bünde, Herford, Löhne und Vlotho- offers the following fixed deposits in EUR in Germany: 0 months deposit - 0.4%; 12 months deposit - 0.7%; 24 months deposit - 1.3%; 36 months deposit - 1.9%.
Best interest rates in Germany
Fixed deposits offered by Sparkasse im Kreis Herford -Zweckverbandssparkasse des Kreises Herford und der Städte Bünde, Herford, Löhne und Vlotho-
Savings accounts offered by Sparkasse im Kreis Herford -Zweckverbandssparkasse des Kreises Herford und der Städte Bünde, Herford, Löhne und Vlotho-
Loans offered by Sparkasse im Kreis Herford -Zweckverbandssparkasse des Kreises Herford und der Städte Bünde, Herford, Löhne und Vlotho-
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Contacts
Address
Mindener Straße 16-18, 32051 Herford, Germany
Phone number
+49 5221 1620Website
sparkasse-herford.deBank identifiers
BIC number
WLAHDE44
Name
Sparkasse im Kreis Herford -Zweckverbandssparkasse des Kreises Herford und der Städte Bünde, Herford, Löhne und Vlotho-
Country
Germany