Sparkasse im Landkreis Cham products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Sparkasse im Landkreis Cham
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

Sparkasse im Landkreis Cham
4.1
Germany
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
A+
About Sparkasse im Landkreis Cham
Sparkasse im Landkreis Cham is a public-law savings bank (Anstalt des öffentlichen Rechts) serving private, business, and public-sector customers in the Cham district of Bavaria as part of the Sparkassen-Finanzgruppe. It operates a local branch and self-service network in the region and participates in the nationwide Sparkassen ATM alliance, where cash withdrawals with a Sparkassen-Card are generally free; charges may apply at third-party machines or abroad. The product range includes current accounts with tiered pricing, debit cards (girocard/Sparkassen-Card) and optional credit or debit cards from international schemes, savings and term deposit options, consumer and mortgage lending, overdraft facilities, and building society products via the group’s channels, alongside insurance and pension solutions offered with partner providers. Payments cover SEPA transfers, standing orders, direct debits, and—where enabled—real-time transfers; mobile and online banking are available via the Sparkasse app and web banking with two-factor authentication (pushTAN or chipTAN), e-statements, and P2P features, and eligible cards can be added to common mobile wallets. Investment services include advisory under German securities regulation, custody accounts, and access to funds and other securities, with costs and risks disclosed in line with MiFID II/WpHG; DekaBank products are typically available within the group. Business customers can access operating accounts, liquidity management, POS and e-commerce acquiring, corporate lending, and public development bank programs (e.g., KfW) subject to eligibility. Deposits are protected by the institutional protection scheme of the Sparkassen-Finanzgruppe, which meets legal requirements and is designed to prevent insolvency. The bank is supervised by BaFin and the Deutsche Bundesbank. Conditions, fees, and interest rates are defined in the published price list and individual agreements and depend on product selection and creditworthiness; branch services, hours, and appointment availability vary by location.
Sparkasse im Landkreis Cham Deposit guarantee scheme participation
Sparkasse im Landkreis Cham participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
Sparkasse im Landkreis Cham Countries of operations
Sparkasse im Landkreis Cham offers their savings products in Germany
Products offered by Sparkasse im Landkreis Cham and interest rates
Sparkasse im Landkreis Cham offers 6 deposits and 1 savings accounts in EUR.
Sparkasse im Landkreis Cham offers the following fixed deposits in EUR in Germany: 0 months deposit - 0.3%; 12 months deposit - 1.15%; 24 months deposit - 1.2%; 36 months deposit - 1.5%.
Best interest rates in Germany
Fixed deposits offered by Sparkasse im Landkreis Cham
Savings accounts offered by Sparkasse im Landkreis Cham
Loans offered by Sparkasse im Landkreis Cham
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Bank identifiers
BIC number
BYLADEM1CHM
Name
Sparkasse im Landkreis Cham
Country
Germany