Sparkasse Karlsruhe products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Sparkasse Karlsruhe

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank1995DE

Sparkasse Karlsruhe

4.1

Germany

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Sparkasse Karlsruhe

Sparkasse Karlsruhe is a public-law savings bank serving the Karlsruhe region in Baden-Württemberg and is part of the Sparkassen-Finanzgruppe. It offers retail and business banking, including current accounts (with a statutory basic account available), savings products, overdrafts, consumer loans, mortgages and construction financing, and payment services. Account packages carry monthly maintenance fees that vary by included services; youth and student options may be discounted. Cards include the Sparkassen-Card (girocard) for domestic payments and access to the nationwide Sparkassen ATM network, plus optional Visa and Mastercard credit cards; 3-D Secure (S-ID Check) is used for online card purchases. Cash withdrawals are free at Sparkasse and other group ATMs in Germany; out-of-network and foreign withdrawals typically incur fees. Online and mobile banking are available via web banking and the Sparkassen app, with transaction release via pushTAN or chipTAN; functions include SEPA and international transfers, standing orders, e-statements, and notifications. Mobile wallet support (e.g., Apple Pay and Google Pay) is available with eligible cards. Securities accounts and investment products are provided through group partners such as Deka, including fund and ETF savings plans; insurance is distributed via SparkassenVersicherung. Business services include business accounts, financing for working capital and investment, POS terminals and acquiring via group providers, and cash services. Deposits are protected by the statutory guarantee up to 100,000 EUR per depositor and by the Sparkassen institutional protection scheme aimed at preventing insolvency. Services are delivered through a regional branch and ATM network, phone support, and digital channels; branch locations, opening hours, fees, interest rates, and eligibility criteria are published by the bank and are subject to change.

Sparkasse Karlsruhe Deposit guarantee scheme participation

Sparkasse Karlsruhe participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Sparkasse Karlsruhe Countries of operations

Sparkasse Karlsruhe offers their savings products in Germany

Products offered by Sparkasse Karlsruhe and interest rates

Sparkasse Karlsruhe offers 7 deposits and 2 savings accounts in EUR.

Sparkasse Karlsruhe offers the following fixed deposits in EUR in Germany: 0 months deposit - 1.25%; 12 months deposit - 1.65%; 24 months deposit - 1.75%; 36 months deposit - 1.75%.

Best interest rates in Germany

12 mths Fixed deposits

3.3%

USD

Show more

24 mths Fixed deposits

2%

EUR

Show more

36 mths Fixed deposits

2%

EUR

Show more

Fixed deposits offered by Sparkasse Karlsruhe

Sales region:

Savings accounts offered by Sparkasse Karlsruhe

Sales region:

Interest rate

Annual fee

Cashback

1.25%EUR

-No

0.25%EUR

-No

Loans offered by Sparkasse Karlsruhe

There are no products yet

You may also like

bank3530MT

Lidion Bank

Malta

3.3%

USD, 12 Months

Check details
bank3530MT

Lidion Bank

Malta

3.2%

GBP, 12 Months

Check details
bank3530MT

Lidion Bank

Malta

2%

EUR, 12 Months

Check details
0

Contacts

Address

Karl-Friedrich-Straße 10, 76133 Karlsruhe, Germany

Phone number

+49 721 1460

Website

sparkasse-karlsruhe.de

Bank identifiers

BIC number

KARSDE66

Name

Sparkasse Karlsruhe

Country

Germany