Sparkasse Langen-Seligenstadt products, services and reviews

About Sparkasse Langen-Seligenstadt

Sparkasse Langen-Seligenstadt is a regional savings bank in Hesse serving Langen, Seligenstadt and nearby communities as a public-law institution within the Sparkassen-Finanzgruppe. Its product set covers everyday retail banking (giro accounts, savings, term deposits), overdrafts, consumer loans and mortgages, along with business accounts, financing for SMEs and public-sector clients, and merchant services. Distribution combines local branches and self-service machines with online and mobile banking via the Sparkasse app, using two-factor TAN procedures (such as pushTAN or chipTAN) for security. Card options include the Sparkassen-Card (debit) and credit cards, with contactless payments and support for common mobile wallets; customers can withdraw cash at Sparkasse-branded ATMs across Germany, while withdrawals at third-party ATMs and foreign transactions may incur fees. Investment and securities services are available through group partners, including custody accounts, brokerage and funds, and insurance solutions are offered via regional Sparkassen insurers; building society savings products are typically available through affiliated providers. Pricing follows the usual Sparkasse model of tiered account packages with monthly fees, optional add-ons and channel-dependent charges (for example for paper-based transactions), plus published interest rates for overdrafts and loans; securities and custody services have separate fee schedules. Customer service is provided in-branch, by phone and online, with appointment booking and video or chat options depending on the channel and branch. Deposits are protected by the German statutory deposit guarantee up to 100,000 euros per depositor, and the group’s institutional protection scheme aims to safeguard member institutions. The bank is subject to German banking regulation and PSD2 payment standards; suitability is strongest for residents and businesses in the local catchment area who prefer German-language support and physical access alongside standard digital tools.