Sparkasse Lippstadt products, services and reviews

About Sparkasse Lippstadt

Sparkasse Lippstadt is a public-law savings bank from North Rhine-Westphalia that has been integrated into Sparkasse Hellweg-Lippe, serving private and business customers in the Lippstadt area under the new brand. The bank offers current accounts with tiered pricing models, youth and student options, overdraft facilities, and payment services including SEPA transfers, standing orders, instant payments where available, and contactless payments; debit (girocard) and optional Visa/Mastercard credit or debit cards are supported, with Apple Pay and Google Pay compatibility depending on card type. Cash withdrawals are free at Sparkassen ATMs within the nationwide network; withdrawals at non-partner machines and abroad typically incur fees, and foreign currency transactions may include markups. Savings and investment products include call savings, term deposits, building-society contracts via the LBS network, securities accounts, and investment funds primarily from DekaBank, with order and custody fees applicable; pension and insurance products are available via Sparkassen-verbund partners. Lending covers consumer and auto loans, mortgages (including KfW programs where applicable), and financing for SMEs and self-employed clients, alongside payment acceptance and POS services for merchants. Digital banking includes web and mobile access via the Sparkasse app with two-factor authentication (e.g., chipTAN or pushTAN), e-postbox, card management, appointment booking, and video or in-branch advisory; service hours and branch availability vary by location. Fees depend on the chosen account model and services used, such as account maintenance, cards, third-party ATM use, securities trading, and specific loan conditions; interest rates and pricing are subject to change and are published in the schedule of prices and services. Deposits are protected within the institutional protection scheme of the Sparkassen-Finanzgruppe, which also fulfills the EU’s statutory deposit guarantee of up to 100,000 euros per depositor; the bank is supervised within the German regulatory framework. The institution maintains a regional focus, with branches and self-service machines in Lippstadt and surrounding communities, and provides customer service via branch, phone, and digital channels.