Sparkasse Oberhessen products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Sparkasse Oberhessen

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank2046DE

Sparkasse Oberhessen

4.1

Germany

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

A+

About Sparkasse Oberhessen

Sparkasse Oberhessen is a public-law savings bank based in Hesse, operating across the Oberhessen region, notably in the Wetterau and Vogelsberg districts, with its regional branch network centered around advisory branches and self-service terminals and a focus on retail and SME banking under the Sparkassen-Finanzgruppe. It offers current accounts with monthly maintenance fees that vary by account model, youth and student accounts with tailored conditions, and business accounts; paper-based transactions, out-of-network ATM use, and certain card services typically incur additional charges as detailed in its price list (Preis- und Leistungsverzeichnis). Customers receive a girocard (debit) and can add Visa or Mastercard products for an annual fee; contactless payments, Apple Pay, and Google Pay are supported. Online banking and the Sparkasse mobile app provide multi-banking, secure messaging, document inbox, giropay, instant (SEPA) transfers where enabled (fees may apply), and strong customer authentication via pushTAN or chipTAN; account opening and identification can be completed in-branch or via video identification depending on the product. The bank provides savings accounts, notice and term deposits, securities custody and trading in cooperation with DekaBank (Sparkasse brokerage), and access to investment funds and advisory services; insurance products are distributed via partners in the Sparkassen group (e.g., SV SparkassenVersicherung). Lending covers overdrafts, consumer loans, car financing, housing loans including KfW-subsidized programs, and a full suite of corporate financing solutions, with leasing and factoring available via group partners. Cash deposits and withdrawals are available at Sparkasse ATMs and counters, with a nationwide Sparkassen ATM network for domestic withdrawals using the girocard; coin services may be limited to certain locations and may carry fees. Deposits are protected by the Institutional Protection Scheme of the Sparkassen-Finanzgruppe, which is recognized under the German Deposit Guarantee Act and includes statutory coverage up to 100,000 euros per depositor per bank; the scheme’s primary objective is to prevent institution failure. Service is primarily in German, and account eligibility generally targets residents and businesses in the defined service area; international transfers are processed via SEPA and SWIFT with standard foreign payment fees and exchange markups. Pricing, interest rates, and conditions are published in the bank’s schedule of prices and services and are subject to change under applicable regulation; investment products involve market risk and can result in loss of capital.

Sparkasse Oberhessen Deposit guarantee scheme participation

Sparkasse Oberhessen participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Sparkasse Oberhessen Countries of operations

Sparkasse Oberhessen offers their savings products in Germany

Products offered by Sparkasse Oberhessen and interest rates

Sparkasse Oberhessen offers 8 deposits and 0 savings accounts in EUR.

Sparkasse Oberhessen offers the following fixed deposits in EUR in Germany: 3 months deposit - 1.05%; 6 months deposit - 1.03%; 12 months deposit - 0.65%; 24 months deposit - 0.95%; 36 months deposit - 1.2%.

Best interest rates in Germany

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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Fixed deposits offered by Sparkasse Oberhessen

Sales region:

0

Loans offered by Sparkasse Oberhessen

There are no products yet

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Contacts

Address

Neuer Steinweg 1, 61169 Friedberg (Hessen), Germany

Phone number

+49 6031 86 0

Website

sparkasse-oberhessen.de

Bank identifiers

BIC number

HELADEF1FRI

Name

Sparkasse Oberhessen

Country

Germany