Sparkasse Oberpfalz Nord products, services and reviews

About Sparkasse Oberpfalz Nord

Sparkasse Oberpfalz Nord is a public-law savings bank (Anstalt des öffentlichen Rechts) headquartered in Weiden in der Oberpfalz, operating in the northern Upper Palatinate, including Weiden i.d.OPf. and the surrounding districts such as Neustadt an der Waldnaab and Tirschenreuth. It is part of the Sparkassen-Finanzgruppe and supervised by BaFin and the Deutsche Bundesbank. The bank provides retail and business banking services including current accounts with tiered fee models, debit and credit cards, cash access via the nationwide Sparkasse ATM network, SEPA transfers and standing orders, and online and mobile banking with strong customer authentication (e.g., pushTAN and chipTAN); Apple Pay and Google Pay are supported where eligible. Savings and investments range from traditional savings accounts to securities custody and brokerage with access to DekaBank funds and savings plans; lending covers consumer loans, overdrafts, residential mortgages and real estate financing, with SME offerings such as working capital loans, equipment financing, cash management, and point-of-sale/payment solutions via group partners. Home savings contracts are available through LBS, and insurance products are distributed in cooperation with regional insurers such as Versicherungskammer Bayern. Deposits are protected by the Sparkassen-Finanzgruppe institutional protection scheme, which is recognized under German law; statutory deposit protection up to 100,000 euros per depositor applies to eligible deposits. Prices, fees, and interest rates are published in the bank’s price and service schedule and vary by account model, usage, and customer profile; credit products are subject to creditworthiness checks and product availability may differ by channel. The bank operates a mix of staffed branches and self-service locations alongside digital service and telephone support; branch services, opening hours, and appointment options are listed on its website.