Sparkasse Osnabrück products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Sparkasse Osnabrück
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

Sparkasse Osnabrück
4.1
Germany
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
-
About Sparkasse Osnabrück
Sparkasse Osnabrück is a public-law savings bank serving the city and district of Osnabrück in Lower Saxony and is part of the Sparkassen-Finanzgruppe. It offers retail and business current accounts with tiered monthly account models, optional per-transaction charges, and a published price list; youth and student accounts, savings plans, term deposits, consumer loans, mortgages, and investment brokerage are available, alongside corporate lending, cash management, and payment acceptance solutions. Customers typically receive a Sparkassen-Card (girocard) and can add debit or credit cards; cash withdrawals are free at Sparkasse ATMs within the group’s network, with fees possible at third-party machines and for foreign currency transactions. Digital banking includes web banking and the Sparkasse app with pushTAN or chipTAN for PSD2-compliant strong customer authentication, SEPA transfers (including instant payments where enabled), standing orders, e-statements, and P2P payments via giropay/Kwitt; Apple Pay and Google Pay are supported for compatible cards. Service is provided via branches and self-service terminals across the region, a customer hotline, secure messaging in online banking, and appointment-based advice; the standard emergency card block number 116 116 is supported. The bank operates under German banking supervision and the Niedersächsisches Sparkassengesetz; deposits are protected by the institutional protection scheme of the Sparkassen-Finanzgruppe, which also fulfills the statutory deposit guarantee up to 100,000 euros per depositor. Account opening generally requires valid identification and a German address, with in-branch and online identification options. Primary service language is German.
Sparkasse Osnabrück Deposit guarantee scheme participation
Sparkasse Osnabrück participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
Sparkasse Osnabrück Countries of operations
Sparkasse Osnabrück offers their savings products in Germany
Products offered by Sparkasse Osnabrück and interest rates
Sparkasse Osnabrück offers 10 deposits and 2 savings accounts in EUR.
Sparkasse Osnabrück offers the following fixed deposits in EUR in Germany: 0 months deposit - 1%; 12 months deposit - 1.5%; 24 months deposit - 1.6%; 36 months deposit - 1.7%.
Best interest rates in Germany
Fixed deposits offered by Sparkasse Osnabrück
Savings accounts offered by Sparkasse Osnabrück
Loans offered by Sparkasse Osnabrück
There are no products yet
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Contacts
Address
Albrechtstraße 5, 49074 Osnabrück, Germany
Phone number
+49 541 7120Website
sparkasse-osnabrueck.deBank identifiers
BIC number
NOLADE22
Name
Sparkasse Osnabrück
Country
Germany