Sparkasse Osnabrück products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Sparkasse Osnabrück

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank2054DE

Sparkasse Osnabrück

4.1

Germany

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Sparkasse Osnabrück

Sparkasse Osnabrück is a public-law savings bank serving the city and district of Osnabrück in Lower Saxony and is part of the Sparkassen-Finanzgruppe. It offers retail and business current accounts with tiered monthly account models, optional per-transaction charges, and a published price list; youth and student accounts, savings plans, term deposits, consumer loans, mortgages, and investment brokerage are available, alongside corporate lending, cash management, and payment acceptance solutions. Customers typically receive a Sparkassen-Card (girocard) and can add debit or credit cards; cash withdrawals are free at Sparkasse ATMs within the group’s network, with fees possible at third-party machines and for foreign currency transactions. Digital banking includes web banking and the Sparkasse app with pushTAN or chipTAN for PSD2-compliant strong customer authentication, SEPA transfers (including instant payments where enabled), standing orders, e-statements, and P2P payments via giropay/Kwitt; Apple Pay and Google Pay are supported for compatible cards. Service is provided via branches and self-service terminals across the region, a customer hotline, secure messaging in online banking, and appointment-based advice; the standard emergency card block number 116 116 is supported. The bank operates under German banking supervision and the Niedersächsisches Sparkassengesetz; deposits are protected by the institutional protection scheme of the Sparkassen-Finanzgruppe, which also fulfills the statutory deposit guarantee up to 100,000 euros per depositor. Account opening generally requires valid identification and a German address, with in-branch and online identification options. Primary service language is German.

Sparkasse Osnabrück Deposit guarantee scheme participation

Sparkasse Osnabrück participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Sparkasse Osnabrück Countries of operations

Sparkasse Osnabrück offers their savings products in Germany

Products offered by Sparkasse Osnabrück and interest rates

Sparkasse Osnabrück offers 10 deposits and 2 savings accounts in EUR.

Sparkasse Osnabrück offers the following fixed deposits in EUR in Germany: 0 months deposit - 1%; 12 months deposit - 1.5%; 24 months deposit - 1.6%; 36 months deposit - 1.7%.

Best interest rates in Germany

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2.25%

EUR

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36 mths Fixed deposits

2.25%

EUR

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Fixed deposits offered by Sparkasse Osnabrück

Sales region:

Savings accounts offered by Sparkasse Osnabrück

Sales region:

Interest rate

Annual fee

Cashback

1.00%EUR

-No

0.75%EUR

-No

Loans offered by Sparkasse Osnabrück

There are no products yet

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Contacts

Address

Albrechtstraße 5, 49074 Osnabrück, Germany

Phone number

+49 541 7120

Website

sparkasse-osnabrueck.de

Bank identifiers

BIC number

NOLADE22

Name

Sparkasse Osnabrück

Country

Germany