Sparkasse Staufen - Breisach products, services and reviews

About Sparkasse Staufen - Breisach

Sparkasse Staufen-Breisach is a public-law savings bank in the Sparkassen-Finanzgruppe serving the Staufen and Breisach area in Baden-Württemberg, focused on retail, small business, and municipal clients. Its product set covers current accounts with fee-based models, savings and term deposits, consumer loans, mortgages, and payment services, alongside business accounts, working-capital and investment loans, and point-of-sale solutions offered through group partners. Securities brokerage and custody are typically provided via DekaBank, and insurance is arranged through Sparkassen-Finanzgruppe insurers such as SV SparkassenVersicherung. Customers have access to online and mobile banking through the Sparkasse app, card payments with girocard and optional credit/debit cards, SEPA transfers, standing orders, and direct debits; real-time transfers and mobile wallets may be available depending on the specific card and tariff. Cash services and ATMs are offered locally, with broader access through the nationwide Sparkassen network. Deposits are protected by the German statutory scheme up to 100,000 euros per depositor and the institutional protection system of the Sparkassen-Finanzgruppe. Pricing is set out in the bank’s Preis- und Leistungsverzeichnis and commonly includes monthly account fees, card fees, third-party ATM charges, and securities commissions and custody fees. Onboarding follows German AML requirements with identification and, for lending, SCHUFA checks; investment services are subject to MiFID II, and online access uses PSD2 strong customer authentication. Service scope, lending decisions, and availability of promotional loans (for example via KfW or regional programs) depend on eligibility and local credit policies.