Sparkasse Südpfalz products, services and reviews

About Sparkasse Südpfalz

Sparkasse Südpfalz is a regional public-law savings bank serving the southern Palatinate in Rhineland-Palatinate and is part of the Sparkassen-Finanzgruppe. It operates a branch and self-service network in its market area and provides retail, business, and public-sector banking. The retail offering includes current accounts with package options and fees set in its Preis- und Leistungsverzeichnis, girocard and optional Visa or Mastercard credit/debit cards, overdrafts, savings products, and term deposits. Lending covers consumer loans and mortgage financing; home-savings (Bausparen) and property brokerage are available via group partners such as LBS. Securities services comprise custody accounts, trading access, and investment funds from DekaBank, with advisory governed by MiFID II rules. Insurance products are distributed through Sparkassen-Finanzgruppe insurers. Corporate clients receive cash management, accounts, payment services, and financing, including promotional programs from KfW and regional development banks, plus POS acquiring and leasing via group partners. Payment capabilities include SEPA transfers, standing orders, direct debits, instant transfers where enabled, foreign payments, and giropay for e-commerce and P2P. Online and mobile banking are provided via the Sparkasse online portal and the Sparkassen-App with S-pushTAN or chipTAN; Apple Pay and Google Pay are supported for eligible cards. Deposits are covered by the institutional protection scheme of the Sparkassen-Finanzgruppe, recognized under the statutory deposit guarantee framework up to 100,000 EUR per depositor; the scheme also aims to prevent insolvency. Account opening is available in branch or online with standard identification (e.g., Video-Ident/Postident). Product availability, conditions, and fees depend on the bank’s current schedule and local eligibility rules.