Sparkasse Südwestpfalz products, services and reviews

About Sparkasse Südwestpfalz

Sparkasse Südwestpfalz is a public-law savings bank in the Sparkassen-Finanzgruppe serving the Südwestpfalz region, including the cities of Pirmasens and Zweibrücken. It offers tiered current accounts with monthly maintenance fees, a legally mandated basic account (Basiskonto), and youth/student options, alongside savings accounts, term deposits, and securities services via Deka and the group’s brokerage channels. Payments are supported via SEPA credit transfers and direct debits, standing orders, and, where available, real-time transfers; customers can use a Sparkassen-Card (girocard) and optional debit or credit cards (Visa or Mastercard) for domestic and international transactions, with Apple Pay and Google Pay typically supported on eligible cards. The bank provides overdrafts, consumer loans, mortgage financing with fixed-rate options and KfW programs, and home-building products via LBS Südwest, as well as services for businesses and public-sector entities such as operating accounts, liquidity management, POS and e-commerce acquiring, and investment or credit solutions. Access is via branches, ATMs and self-service terminals within the nationwide Sparkassen network, online and mobile banking with pushTAN or chipTAN, and customer service by phone and secure messaging. Pricing is published in the schedule of prices and services; cash withdrawals at non-network ATMs, paper statements, and card issuance may incur fees. Deposits and other liabilities are protected by the institutional protection scheme of the Sparkassen-Finanzgruppe.