Sparkasse Waldeck-Frankenberg products, services and reviews

About Sparkasse Waldeck-Frankenberg

Sparkasse Waldeck-Frankenberg is a public-law savings bank serving private, business, and public-sector customers in the Waldeck-Frankenberg district of Hesse and is part of the Sparkassen-Finanzgruppe. It offers current accounts for individuals and companies, savings and term deposits, overdrafts and consumer loans, residential mortgage financing (including cooperation with Landesbausparkasse for building savings), securities brokerage and custody with access to DekaBank funds, and insurance brokerage via Sparkassen-Finanzgruppe partners. Corporate services include business accounts, working capital and investment loans, guarantees, subsidy advisory for public development programs, leasing and factoring through group companies, and merchant acquiring and POS/e-commerce solutions. Payment services cover SEPA transfers, standing orders, direct debits, domestic and international transfers, giropay, and card payments; cards typically include a girocard/debit and optional Mastercard or Visa credit cards. Customers have access to the nationwide Sparkassen ATM network and selected cash deposit machines; branch and self-service locations are distributed across the district, with service also available via telephone, online banking, and the Sparkasse mobile app (pushTAN or chipTAN authentication, e-documents, appointment booking, and account switching support). Mobile payments are generally supported for eligible cards (e.g., Apple Pay or Google Pay); availability depends on card type and individual eligibility. Pricing follows the bank’s published price list (Preis- und Leistungsverzeichnis) and varies by account model, usage, and customer profile; fees may apply for account maintenance, cards, cash services, and securities transactions, and interest conditions are product-specific. Risk disclosure applies to lending (creditworthiness, collateral, and affordability checks) and investments (market, interest-rate, and credit risks). Deposits are protected within the Institutional Protection Scheme of the Sparkassen-Finanzgruppe, which also fulfills the statutory deposit guarantee requirements under German law (generally up to EUR 100,000 per depositor); details are outlined in the bank’s customer information. Sparkasse Waldeck-Frankenberg operates under the Hessian Savings Bank Act and banking supervision by BaFin and the Deutsche Bundesbank, and is affiliated with the regional Sparkassen association in Hessen-Thüringen.