Sparkasse Wittenberg products, services and reviews

About Sparkasse Wittenberg

Sparkasse Wittenberg is a public-law savings bank with municipal sponsorship serving Lutherstadt Wittenberg and the surrounding district in Saxony-Anhalt, operating within the Sparkassen-Finanzgruppe. It provides standard retail and business banking, including current accounts, savings and term deposits, consumer loans, mortgages, and payment cards, along with advisory services for private customers, self-employed, SMEs, and local public-sector entities. Digital channels include online banking and the Sparkassen App with common two-factor authentication options (e.g., pushTAN and chipTAN); card and account integration with mobile wallets such as Apple Pay and Google Pay is generally available across the group. Cash services are supported by its own branches and self-service locations and by access to the nationwide Sparkassen ATM network; fees can apply outside that network and for foreign-currency withdrawals. Investment and insurance distribution typically leverages group partners (e.g., Deka for funds and LBS for building-society savings and home-financing solutions), with product risks and costs disclosed in the respective documentation. International payments are handled via SEPA for euro transfers and SWIFT for other currencies, with exchange rates and transfer charges depending on the tariff. Pricing follows published schedules (Preis- und Leistungsverzeichnis) that differentiate by account model and usage, with separate charges for paper-based transactions, cards, and optional services. Governance and prudential supervision fall under German banking regulators, and customer deposits are protected by the Sparkassen-Finanzgruppe’s institutional protection scheme, which fulfills statutory deposit guarantee requirements. Availability of services, branch hours, and specific fees and rates vary by product and are subject to change; customers are expected to verify current terms before opening or modifying accounts.