Stadtsparkasse Bad Pyrmont products, services and reviews

About Stadtsparkasse Bad Pyrmont

Stadtsparkasse Bad Pyrmont is a public-law savings bank based in Bad Pyrmont, Lower Saxony, and part of the Sparkassen-Finanzgruppe. As a regionally focused institution, it provides payment accounts and cards (girocard and credit card options), savings and term deposits, consumer and housing finance, and services for self-employed and SME clients including business accounts, merchant acceptance and financing, with access to promotional lending programs such as KfW via on-lending. Securities and investment products are available through group partners (e.g., Deka), and building society savings and loans are typically offered via LBS; insurance solutions are provided through affiliated providers within the group network. Customers can use online banking and the Sparkasse mobile app with two-factor authentication (e.g., pushTAN or chipTAN) and conduct SEPA payments, standing orders and card-based transactions; contactless functionality is standard on issued cards. Cash services are supported by branches and self-service devices in the local area, and cash withdrawals are generally free for the bank’s own customers at Sparkassen ATMs across Germany; third-party ATM usage may incur fees. The bank publishes price schedules; account maintenance charges and transaction fees depend on the chosen account model, and lending terms are subject to credit assessment. It is supervised by BaFin and the Deutsche Bundesbank and participates in the institutional protection scheme of the Sparkassen-Finanzgruppe. Data processing follows GDPR requirements, and customer complaints can be escalated to the consumer arbitration body (Ombudsmann) of the German Savings Banks Association.