Stadtsparkasse Borken (Hessen) products, services and reviews

About Stadtsparkasse Borken (Hessen)

Stadtsparkasse Borken (Hessen) is a municipal savings bank organized under public law and part of the Sparkassen-Finanzgruppe, serving private and business customers in Borken (Hessen) and nearby communities. Its core offering covers current accounts with package-based pricing, savings and term deposits, overdrafts, consumer loans, and mortgage financing; for businesses it provides current accounts, liquidity and payments solutions, financing, and point-of-sale services. Payment cards typically include a girocard and optional Mastercard or Visa issued via the Sparkassen organization, with contactless transactions and support for common mobile wallets depending on card type. Service channels include local branches, telephone support, online banking, and the Sparkasse app using established authentication methods such as chipTAN or pushTAN; cash services are available through the nationwide Sparkassen ATM network, while withdrawals at third-party ATMs may incur fees. Standard SEPA transfers, standing orders, and direct debits are supported; instant payments are available across many Sparkassen. Securities custody and brokerage are offered with access to DekaBank funds, and insurance products are distributed via Sparkassen-affiliated insurers active in Hesse. Pricing follows the published Preis- und Leistungsverzeichnis, with typical monthly account fees and charges for certain transactions or paper-based services. Deposits are protected up to 100,000 EUR per depositor under the statutory scheme, with the Sparkassen-Finanzgruppe’s institutional protection scheme aiming to prevent member insolvency; supervision is by BaFin and the Deutsche Bundesbank. Eligibility and conditions can be region-specific; applicants should review the current terms and price list.