Stadtsparkasse Oberhausen products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Stadtsparkasse Oberhausen

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank2146DE

Stadtsparkasse Oberhausen

4.1

Germany

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Stadtsparkasse Oberhausen

Stadtsparkasse Oberhausen is a public-law savings bank serving retail customers, self-employed professionals, SMEs, and local institutions in Oberhausen, North Rhine-Westphalia, as part of the Sparkassen-Finanzgruppe. Its product range covers current accounts (with tiered account packages), savings and term deposits, girocard and Visa/Mastercard debit or credit cards, overdrafts and consumer installment loans, mortgage financing (including cooperation with LBS for home savings contracts), investment funds and securities custody via DekaBank, and insurance solutions offered through Sparkassen network partners. Business banking includes account and liquidity management, POS and e-commerce acquiring via group providers, working capital and investment financing, and advisory services for public-sector and nonprofit entities. Customers have access to the nationwide Sparkassen ATM network (more than 20,000 machines in Germany) and use online banking and the Sparkasse mobile app with common TAN procedures and strong customer authentication; support for major mobile wallets is generally available subject to card and product eligibility. Fees follow published price lists and depend on the chosen account model and usage, with typical charges for account maintenance, paper statements, external ATM withdrawals, and certain SEPA or international services; business tariffs are distinct. Deposits are safeguarded by the institutional protection scheme of the Sparkassen-Finanzgruppe, and the bank operates under German banking regulation with BaFin and Deutsche Bundesbank supervision and PSD2 requirements. Account opening is offered in-branch and, for many products, digitally with video identification; advisory appointments can be scheduled online or by phone. Complaints are handled through the bank’s internal process and the independent ombudsman of the Sparkassen-Finanzgruppe. Product availability, interest rates, and conditions change with market and regulatory developments and should be verified via official channels before contracting.

Stadtsparkasse Oberhausen Deposit guarantee scheme participation

Stadtsparkasse Oberhausen participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Stadtsparkasse Oberhausen Countries of operations

Stadtsparkasse Oberhausen offers their savings products in Germany

Products offered by Stadtsparkasse Oberhausen and interest rates

Stadtsparkasse Oberhausen offers 5 deposits and 1 savings accounts in EUR.

Stadtsparkasse Oberhausen offers the following fixed deposits in EUR in Germany: 0 months deposit - 0.5%; 24 months deposit - 1.7%; 36 months deposit - 1.8%.

Best interest rates in Germany

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2.25%

EUR

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36 mths Fixed deposits

2.25%

EUR

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Fixed deposits offered by Stadtsparkasse Oberhausen

Sales region:

Savings accounts offered by Stadtsparkasse Oberhausen

Sales region:

Interest rate

Annual fee

Cashback

0.50%EUR

-No

Loans offered by Stadtsparkasse Oberhausen

There are no products yet

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0

Contacts

Address

Bahnhofstraße 13, 46045 Oberhausen, Germany

Phone number

+49 208 863 01

Website

stadtsparkasse-oberhausen.de

Bank identifiers

BIC number

WELADED1OBH

Name

Stadtsparkasse Oberhausen

Country

Germany