Stadtsparkasse Schwedt products, services and reviews

About Stadtsparkasse Schwedt

Stadtsparkasse Schwedt is a municipal savings bank based in Schwedt/Oder and part of the Sparkassen-Finanzgruppe, operating as a public-law institution with a regional focus on retail, self-employed, SME, and public-sector clients. Its product range typically includes current accounts, savings and term deposits, overdrafts and consumer loans, mortgage financing, business accounts and payments (including POS solutions), as well as securities custody and investment funds distributed via group partners such as DekaBank; insurance, pension, and brokerage services are provided through affiliated entities within the group. Customers can access services through local branches and self-service terminals, online and mobile banking via the Sparkasse app, card products (Girocard and credit cards), and withdrawals at Sparkassen ATMs nationwide; compatibility with common mobile wallets may be available depending on card and device. Account models are generally fee-based with tiered pricing and transaction charges according to usage; interest rates on deposits and loans vary with market conditions, and all costs and terms are set out in the bank’s Preis- und Leistungsverzeichnis. Credit products are subject to creditworthiness checks and documentation requirements, and product availability or conditions can differ by customer segment. Stadtsparkasse Schwedt is subject to German banking regulation and supervision (including BaFin and Deutsche Bundesbank oversight) and participates in the institutional protection scheme of the Sparkassen-Finanzgruppe, which is recognized under the German Deposit Guarantee Act; statutory deposit protection up to 100,000 EUR per depositor applies in payout cases, with institutional support aimed at preventing insolvency. For current conditions, fees, and eligibility criteria, customers should consult the bank’s official disclosures and contractual documents.