Sydbank A/S Filiale Flensburg products, services and reviews

About Sydbank A/S Filiale Flensburg

Sydbank A/S Filiale Flensburg is the German branch of the Danish bank Sydbank, serving private and business clients in the border region with standard retail and corporate banking services. The branch provides euro current accounts with SEPA transfers, standing orders, and direct debits, as well as international payments via SWIFT; debit and credit cards are issued under major card schemes, and withdrawals at third‑party ATMs may incur fees according to the card tariff. Lending options typically include overdrafts and consumer or business financing subject to credit assessment; investment services, where offered, are provided under MiFID II rules. Online and mobile banking support strong customer authentication (PSD2) and include payment initiation and e‑statements; language availability depends on the channel, with on‑site service in German and, in this region, often Danish. Pricing follows published fee schedules and may include account maintenance, card, transfer, and foreign‑exchange charges. As an EEA branch, the entity is prudentially supervised by the Danish Financial Supervisory Authority (Finanstilsynet) with host‑state oversight by BaFin/Bundesbank for certain conduct matters; statutory deposit protection is provided by the Danish Guarantee Fund for Depositors and Investors up to the applicable EU limit per depositor. Cash services at the counter can be limited compared with large retail networks, and the bank does not operate a broad proprietary ATM network in Germany. Account opening requires standard KYC documentation (ID, proof of address, tax ID; additional corporate documents for businesses). Customers should confirm current opening hours, product availability, and fees before visiting.