UBS Europe SE products, services and reviews

About UBS Europe SE

UBS Europe SE is a German-incorporated credit institution (Societas Europaea) headquartered in Frankfurt am Main and ultimately owned by UBS Group AG, with UBS AG as the direct parent. It operates as UBS’s primary European Union booking center, using an EU banking license under the German Banking Act and passporting to serve clients through branches in several EU/EEA countries. The bank is directly supervised by the European Central Bank under the Single Supervisory Mechanism, with BaFin and the Deutsche Bundesbank involved in day-to-day oversight, and is subject to CRR/CRD, MiFID II, EMIR, PSD2, AML regulations, GDPR, and applicable sustainability disclosure rules. Its core activities focus on wealth management and investment services for high-net-worth and institutional clients, including advisory and discretionary portfolio management, brokerage and custody, structured products, FX and derivatives, lending (e.g., Lombard and mortgage), and access to capital markets and corporate advisory services often delivered alongside group affiliates. Deposits are protected by the German statutory deposit guarantee scheme up to EUR 100,000 per depositor per bank under the German Deposit Guarantee Act; any additional voluntary deposit protection should be confirmed directly with the institution given evolving scheme rules and eligibility criteria. Following UBS’s acquisition of Credit Suisse, selected EU businesses and portfolios have been or are being consolidated into UBS Europe SE, subject to regulatory approvals and client migrations. The bank publishes audited financial statements and Pillar 3 disclosures, and maintains the usual MiFID conduct-of-business arrangements (suitability/appropriateness, best execution, conflicts-of-interest management). It is not positioned as a mass-market retail bank; account opening typically targets clients meeting wealth or service thresholds, and pricing, product complexity, and the use of affiliated issuers/distributors are relevant considerations for due diligence.