Volksbank Ammerbuch eG products, services and reviews

About Volksbank Ammerbuch eG

Volksbank Ammerbuch eG is a member-owned cooperative bank serving private and business customers in Ammerbuch and the surrounding area of Baden-Württemberg. As part of the Volksbanken Raiffeisenbanken network, it offers standard retail and SME banking services including current accounts, savings and term deposits, consumer loans, mortgages, business accounts, payments and cash management, and card services (girocard and credit cards issued via the cooperative group). Investment and insurance products are distributed through group companies such as Union Investment, R+V Versicherung, and Bausparkasse Schwäbisch Hall; merchant services are available via VR Payment. Access is provided through local branches, online banking, and the VR Banking App; mobile payments via major wallets are supported where card and device eligibility requirements are met. Cash withdrawals are available at ATMs in the BankCard ServiceNetz of the cooperative group; fees may apply at third-party ATMs. Account packages and ancillary services are priced according to the bank’s Preis- und Leistungsverzeichnis; conditions and interest rates are subject to change. Customers can become members by subscribing cooperative shares, with membership rights defined by the cooperative’s statutes and dividends determined annually by the general assembly. The bank is supervised by BaFin and the Deutsche Bundesbank. Deposits are protected by the BVR Institutssicherung GmbH up to 100,000 EUR per depositor per bank in accordance with EU rules; the sector’s institutional protection scheme also aims to prevent institution failure.