Volksbank an der Niers eG products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Volksbank an der Niers eG

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank2219DE

Volksbank an der Niers eG

4.0

Germany

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

AA-

About Volksbank an der Niers eG

Volksbank an der Niers eG is a regional cooperative bank in the Lower Rhine area of North Rhine-Westphalia and part of the Volksbanken Raiffeisenbanken network. Its core offering covers current accounts with tiered monthly fees, youth and student variants, overdrafts, and debit cards (girocard), with optional credit cards from the cooperative network; cash withdrawals are typically free at ATMs in the BankCard ServiceNetz, while out-of-network and foreign withdrawals incur fees and currency markups. Digital banking is provided via online banking and the VR Banking App with PSD2-compliant two‑factor authentication (e.g., pushTAN or chipTAN); e‑statements are standard, and Apple Pay/Google Pay support is available for eligible cards depending on product configuration. Savings, term deposits, and investment products are offered, including funds via Union Investment and securities custody/brokerage services through network partners; insurance is distributed via R+V Versicherung. Lending spans consumer loans, mortgages, overdrafts, KfW‑supported financing, and solutions for self‑employed clients and SMEs, with business services such as cash management, POS acceptance, and leasing available through VR Payment and affiliated providers. As a cooperative, customers can become members by purchasing shares; voting follows the one‑member‑one‑vote principle, and any dividend on shares depends on annual results and resolutions. Deposits are covered by the statutory German deposit guarantee up to 100,000 EUR per depositor via BVR Institutssicherung; the cooperative network also maintains a voluntary institutional protection scheme within its rules. Account openings are available in branch and, for many products, online with video identification; service and documentation are primarily in German. Pricing, interest rates, and product availability follow the published price list and can change; review the current terms and conditions before choosing products.

Volksbank an der Niers eG Deposit guarantee scheme participation

Volksbank an der Niers eG participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Volksbank an der Niers eG Countries of operations

Volksbank an der Niers eG offers their savings products in Germany

Products offered by Volksbank an der Niers eG and interest rates

Volksbank an der Niers eG offers 4 deposits and 4 savings accounts in EUR.

Volksbank an der Niers eG offers the following fixed deposits in EUR in Germany: 0 months deposit - 0.8%; 12 months deposit - 1.35%.

Best interest rates in Germany

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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Fixed deposits offered by Volksbank an der Niers eG

Sales region:

Savings accounts offered by Volksbank an der Niers eG

Sales region:

Interest rate

Annual fee

Cashback

1.15%EUR

-No

1.05%EUR

-No

1.00%EUR

-No

0.80%EUR

-No

Loans offered by Volksbank an der Niers eG

There are no products yet

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0

Contacts

Address

Kölner Str. 20-24, 47608 Geldern, Germany

Phone number

+49 2831 3930

Website

vb-an-der-niers.de

Bank identifiers

BIC number

GENODED1GDL

Name

Volksbank an der Niers eG

Country

Germany