Volksbank Beilstein-Ilsfeld-Abstatt eG products, services and reviews

About Volksbank Beilstein-Ilsfeld-Abstatt eG

Volksbank Beilstein-Ilsfeld-Abstatt eG is a regional German cooperative bank serving the communities of Beilstein, Ilsfeld, and Abstatt in Baden-Württemberg. As part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken, it operates under the cooperative model in which customers can become members by subscribing to shares and exercise voting rights at the general meeting; any dividend depends on annual results. Its core offering covers retail and small-business banking: current accounts, savings and term deposits, SEPA and international payments, debit and credit cards, consumer loans and overdrafts, residential mortgage financing, and corporate lending. Via group partners it provides access to investment funds and securities services (e.g., Union Investment, DZ BANK), building society savings and home finance (Bausparkasse Schwäbisch Hall), insurance (R+V Versicherung), and leasing or SME financing solutions (VR Smart Finanz, as well as installment loans via TeamBank’s easyCredit). Access is available through local branches and self-service terminals in its core area, a nationwide cooperative ATM network, online banking, and the VR Banking app with app-based and generator-based strong customer authentication. Client deposits are covered within the cooperative protection scheme of the National Association of German Cooperative Banks: statutory coverage is provided by BVR Institutssicherung GmbH and is complemented by the institutional protection of BVR Sicherungseinrichtung. The bank is supervised by BaFin and the Deutsche Bundesbank and applies PSD2-compliant security for payment services. Prices and conditions—such as account package fees, card tariffs, interest rates, limits, and lending criteria—are set by the bank and may vary by product and customer segment; current schedules and disclosures should be reviewed before concluding a contract.