Volksbank Daaden eG products, services and reviews

About Volksbank Daaden eG

Volksbank Daaden eG is a regional cooperative bank (eingetragene Genossenschaft) serving retail customers, small businesses, and associations in and around Daaden in the district of Altenkirchen (Rhineland-Palatinate). As part of the Volksbanken Raiffeisenbanken cooperative financial network, it offers current accounts, savings products, time deposits, consumer and home loans, payment services, and advisory access to partner products such as investment funds (via network companies), insurance, building society savings, and KfW promotional loans. Accounts are available with defined monthly fees and published conditions; pricing, interest rates, and fees are set out in the bank’s price and service schedule and in product information documents. Payment options include SEPA transfers, standing orders, card payments with Girocard and credit cards issued through the cooperative network, and access to cash via the nationwide BankCard ServiceNetz; withdrawals at non-network ATMs may incur charges. Digital services cover online banking and a mobile app with two‑factor authentication using app‑based or TAN‑generator procedures; PSD2 strong customer authentication and GDPR data protection apply. The bank operates local branches and self-service terminals and provides advisory appointments on site and remotely. Deposits are protected by the statutory scheme via BVR Institutssicherung GmbH up to 100,000 euros per depositor and additionally by the institutional protection scheme of the National Association of German Cooperative Banks (BVR Sicherungseinrichtung). As a cooperative, customers can become members by purchasing shares and receive one vote per member; dividends on cooperative shares depend on annual results. Volksbank Daaden eG is supervised by BaFin and the Deutsche Bundesbank and publishes annual financial statements prepared under the German Commercial Code (HGB), typically available via the Bundesanzeiger and the bank’s disclosures. Terms, availability of products, and service hours can vary by branch and are subject to change; customers should consult the bank’s current documentation before concluding contracts.