VOLKSBANK DEISSLINGEN eG products, services and reviews

About VOLKSBANK DEISSLINGEN eG

Volksbank Deisslingen eG is a regional German cooperative bank headquartered in Deißlingen (Baden‑Württemberg) that operates under the legal form eG and the cooperative model, with customers able to become members and exercise voting rights. It provides standard retail and SME banking services including current and savings accounts, domestic and international payments (SEPA credit transfers and direct debits), debit and credit cards, consumer and mortgage lending, and financing for local businesses; investment, securities custody, building-society savings, and insurance products are typically offered through cooperative group partners such as DZ BANK, Union Investment, Bausparkasse Schwäbisch Hall, and R+V Versicherung, while merchant services and e‑commerce acquiring are available via VR Payment. Online and mobile banking is available through the VR Banking App with strong customer authentication, using procedures such as the VR SecureGo plus app or a TAN generator; access to cash is provided via the nationwide BankCard ServiceNetz of Volksbanken Raiffeisenbanken, with fees possibly applying at third‑party ATMs. The bank participates in the statutory deposit protection scheme via BVR Institutssicherung GmbH (up to EUR 100,000 per depositor, per bank) and is additionally affiliated with the cooperative sector’s institutional protection scheme (BVR Sicherungseinrichtung), which aims to prevent insolvency of member institutions but does not create an individual legal claim beyond statutory coverage. Volksbank Deisslingen eG is subject to supervision by BaFin and the Deutsche Bundesbank, and its IT and payment interfaces follow EU regulations (PSD2/SCA), with core banking and digital infrastructure commonly provided within the cooperative group. Fees, interest rates, product availability, and service hours depend on the selected account model and customer profile; prospective customers should review the current schedule of prices and conditions and, where relevant, the risk disclosures for investment and insurance products.