Volksbank Dünnwald-Holweide eG products, services and reviews

About Volksbank Dünnwald-Holweide eG

Volksbank Dünnwald-Holweide eG is a regional German cooperative bank (eingetragene Genossenschaft) serving retail customers, self-employed clients, and small to mid-sized enterprises in and around the Cologne districts of Dünnwald and Holweide. As part of the Volksbanken Raiffeisenbanken cooperative financial network, it offers standard products such as current accounts, savings and term deposits, consumer loans, overdrafts, mortgages, and financing solutions for businesses, along with payment cards (girocard and credit cards) and cash services via the nationwide cooperative ATM network. Investment funds, pension products, insurance, and building society savings contracts are typically distributed through group partners within the network. Digital banking is provided through online banking and the VR Banking app with PSD2-compliant strong customer authentication; secure TAN procedures are used for authorizing transactions. The bank operates under the supervision of BaFin and the Deutsche Bundesbank and participates in the German statutory deposit guarantee up to 100,000 euros per depositor, complemented by the institutional protection scheme of the BVR. Pricing follows the usual German model of account packages with monthly maintenance fees and itemized charges for certain services; lending rates and conditions depend on creditworthiness and collateral, and the official price and service list applies. Services include SEPA payments and foreign transfers via correspondent banks; fees and processing times vary by destination. As a cooperative, customers may become members and hold shares with voting rights at the general meeting. The branch footprint is local; broader access relies on digital channels and the cooperative network’s infrastructure. Offerings and conditions are subject to change; customers should review the bank’s published terms before opening products.