Volksbank Filder eG products, services and reviews

About Volksbank Filder eG

Volksbank Filder eG is a regional cooperative bank (eingetragene Genossenschaft) in the Filder area of Baden‑Württemberg, serving private customers, self‑employed professionals, and small to mid‑sized enterprises through a mix of local branches and digital channels. As part of the Genossenschaftliche FinanzGruppe with DZ BANK, it offers current accounts, savings and term deposits, overdrafts, consumer loans, residential mortgages, SME financing, payment services, and cash management. Card products typically include girocard and Mastercard/Visa solutions issued via the cooperative network, with contactless functionality and compatibility with common mobile wallet standards; standard SEPA credit transfers and direct debits are supported, and international payments are handled via correspondent banking within the group. Securities custody and brokerage are available, with investment funds commonly distributed through Union Investment; building society savings and home finance solutions are available via Bausparkasse Schwäbisch Hall, and insurance products are placed through R+V Versicherung; foreign currency and travel money services are accessible via group partners such as ReiseBank. Online banking is provided via web and the VR Banking app, with PSD2‑compliant two‑factor authentication using TAN apps or card readers. Pricing is typically structured by account package with monthly fees and transaction‑based charges; interest rates and tariffs depend on the product and channel and are subject to change per published price lists. The bank is supervised by BaFin and the Deutsche Bundesbank and participates in the BVR Institutssicherung (statutory scheme) and the additional BVR Sicherungseinrichtung (institutional protection); the statutory deposit guarantee covers up to EUR 100,000 per depositor, with institutional protection designed to prevent insolvency events. Membership is optional; customers who subscribe cooperative shares become members and may receive a dividend subject to the bank’s results and member resolutions. The branch footprint is concentrated in the Filderstadt and Leinfelden‑Echterdingen area, with access to the cooperative ATM network across Germany; service availability, product features, and digital functions can vary by account model and may be updated by the bank.