Volksbank Heiden eG products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Volksbank Heiden eG
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

Volksbank Heiden eG
4.1
Germany
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
AA-
About Volksbank Heiden eG
Volksbank Heiden eG is a regional cooperative bank based in Heiden, North Rhine-Westphalia, and part of the Volksbanken Raiffeisenbanken cooperative financial network. It provides retail and small-business banking, including current accounts, savings and term deposits, consumer and business loans, mortgages and real estate finance, payment services, and securities and investment products; through group partners it distributes offerings such as investment funds (Union Investment), building savings (Bausparkasse Schwäbisch Hall), insurance (R+V Versicherung), and credit cards via the cooperative network. Access is available via local branch advisory, telephone, online banking, and the VR Banking app, with cash withdrawals possible at ATMs in the cooperative network across Germany; cash deposits and coin services are typically limited to the bank’s own machines or counters. Account packages and cards generally carry monthly and usage-based fees, interest conditions are variable, and lending depends on creditworthiness and collateral. As a cooperative, customers can subscribe for shares and gain voting rights; any member dividend is contingent on annual results and approval and is not guaranteed. Deposits are protected up to 100,000 euros per depositor under the statutory BVR Institutssicherung; the bank also belongs to the BVR institutional protection scheme designed to prevent insolvency. The institution is supervised by BaFin and the Deutsche Bundesbank, applies PSD2 strong customer authentication and GDPR requirements, and participates in the BVR ombudsman scheme for dispute resolution. The bank’s regional focus limits physical branch access outside its area, and product availability, eligibility, pricing, and features vary by profile and are subject to change.
Volksbank Heiden eG Deposit guarantee scheme participation
Volksbank Heiden eG participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
Volksbank Heiden eG Countries of operations
Volksbank Heiden eG offers their savings products in Germany
Products offered by Volksbank Heiden eG and interest rates
Volksbank Heiden eG offers 6 deposits and 2 savings accounts in EUR.
Volksbank Heiden eG offers the following fixed deposits in EUR in Germany: 0 months deposit - 0.5%; 3 months deposit - 0.5%; 6 months deposit - 0.75%; 12 months deposit - 1%; 24 months deposit - 1%; 36 months deposit - 1%.
Best interest rates in Germany
Fixed deposits offered by Volksbank Heiden eG
Savings accounts offered by Volksbank Heiden eG
Loans offered by Volksbank Heiden eG
There are no products yet
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Bank identifiers
BIC number
GENODEM1HEI
Name
Volksbank Heiden eG
Country
Germany