Volksbank Kaiserslautern eG products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Volksbank Kaiserslautern eG

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank2326DE

Volksbank Kaiserslautern eG

4.1

Germany

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

AA-

About Volksbank Kaiserslautern eG

Volksbank Kaiserslautern eG is a regional cooperative bank based in Kaiserslautern (Rhineland-Palatinate) and part of the Volksbanken Raiffeisenbanken network with DZ BANK as central institution; it operates in the legal form eG, is owned by member-customers on a one-member-one-vote basis, and membership is obtained by acquiring cooperative shares, with any dividend subject to decision and business results. The bank provides retail and SME banking services including current accounts, savings and term deposits, consumer loans and mortgages, business financing and working capital facilities, payment services and cash management, as well as securities brokerage and custody in cooperation with the cooperative financial group (e.g., funds via Union Investment), building-society savings and home finance solutions via Bausparkasse Schwäbisch Hall, and insurance products via R+V Versicherung; merchant services such as POS terminals and e-commerce payment acceptance are available to business clients. Access is offered through branches and self-service terminals in Kaiserslautern and the surrounding area, with nationwide cash withdrawals at cooperative ATMs via the BankCard ServiceNetz; online banking and a mobile app support SEPA transfers, card management, e-statements, and strong customer authentication via app or TAN generator, and the bank supports contactless and common digital wallet payments where available. Pricing, fees, interest rates, and conditions depend on the chosen account or product and are set locally; the applicable “Preis- und Leistungsverzeichnis” and statutory disclosures provide details, and lending is subject to creditworthiness and may include promotional programs (e.g., KfW/ISB) if eligibility criteria are met. Volksbank Kaiserslautern eG is licensed and supervised by BaFin and the Deutsche Bundesbank and participates in the BVR Institutssicherung GmbH statutory deposit guarantee scheme covering up to EUR 100,000 per depositor; it also belongs to the additional institutional protection scheme of the cooperative sector, which is designed to prevent insolvency within the network. Standard compliance requirements apply, including customer identification and anti-money-laundering checks, and core banking IT is provided within the cooperative group (Atruvia AG); services are primarily offered in German and product availability can vary by customer segment and region.

Volksbank Kaiserslautern eG Deposit guarantee scheme participation

Volksbank Kaiserslautern eG participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Volksbank Kaiserslautern eG Countries of operations

Volksbank Kaiserslautern eG offers their savings products in Germany

Products offered by Volksbank Kaiserslautern eG and interest rates

Volksbank Kaiserslautern eG offers 4 deposits and 6 savings accounts in EUR.

Volksbank Kaiserslautern eG offers the following fixed deposits in EUR in Germany: 0 months deposit - 0.3%; 12 months deposit - 1.3%; 24 months deposit - 1.5%; 36 months deposit - 1.6%.

Best interest rates in Germany

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2.25%

EUR

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36 mths Fixed deposits

2.25%

EUR

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Fixed deposits offered by Volksbank Kaiserslautern eG

Sales region:

Savings accounts offered by Volksbank Kaiserslautern eG

Sales region:

Interest rate

Annual fee

Cashback

0.75%EUR

-No

0.75%EUR

-No

0.50%EUR

-No

0.50%EUR

-No

0.30%EUR

-No

0.30%EUR

-No

Loans offered by Volksbank Kaiserslautern eG

There are no products yet

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0

Contacts

Address

Kanalstraße 4, 67655, Kaiserslautern, Germany

Phone number

+49 631 36100

Website

vobakl.de

Bank identifiers

BIC number

GENODE61KL1

Name

Volksbank Kaiserslautern eG

Country

Germany