Volksbank Laichinger Alb eG products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Volksbank Laichinger Alb eG
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

Volksbank Laichinger Alb eG
4.1
Germany
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
AA-
About Volksbank Laichinger Alb eG
Volksbank Laichinger Alb eG is a regional cooperative bank serving private and business customers in the Laichinger Alb area of Baden-Württemberg, operating under the German cooperative model where clients can become members by subscribing cooperative shares and exercising voting rights in the general assembly; any dividend on shares depends on annual results and is not guaranteed. The bank provides current accounts with tiered service packages, girocard debit cards, and optional credit cards, with cash access across the nationwide BankCard ServiceNetz of cooperative ATMs; fees typically vary by account model, card type, and usage. Offerings include savings and term deposits, building-savings contracts with a partner building society, and investment solutions commonly distributed through the cooperative group (e.g., Union Investment), alongside securities custody and order execution. Financing spans consumer loans, mortgage lending, KfW-subsidized programs, and working-capital and investment loans for SMEs, with leasing and other vendor-finance options available via group specialists. Insurance policies are available through R+V Versicherung, and real estate brokerage and valuation services are offered via regional partners. Digital channels include online banking and the VR banking app with PSD2-compliant strong customer authentication (app-based TAN and chipTAN), e-statements, SEPA credit transfers (including instant payments where enabled), and card-based mobile wallets such as Apple Pay and Google Pay depending on card setup. The bank maintains local branches and self-service terminals; phone and online service centers handle routine orders and support. Deposits are protected by the institutional protection schemes of the German cooperative financial network (BVR Sicherungseinrichtung and BVR Institutssicherung GmbH), which include a recognized deposit guarantee up to 100,000 EUR per depositor and a framework intended to prevent insolvency; the bank is supervised by BaFin and the Deutsche Bundesbank.
Volksbank Laichinger Alb eG Deposit guarantee scheme participation
Volksbank Laichinger Alb eG participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
Volksbank Laichinger Alb eG Countries of operations
Volksbank Laichinger Alb eG offers their savings products in Germany
Products offered by Volksbank Laichinger Alb eG and interest rates
Volksbank Laichinger Alb eG offers 3 deposits and 0 savings accounts in EUR.
Volksbank Laichinger Alb eG offers the following fixed deposits in EUR in Germany: 12 months deposit - 1.6%; 24 months deposit - 1.65%; 36 months deposit - 1.7%.
Best interest rates in Germany
Fixed deposits offered by Volksbank Laichinger Alb eG
Sales region:
Loans offered by Volksbank Laichinger Alb eG
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Contacts
Address
Hindenburgstraße 3, 89129, Langenau, Württ, Germany
Phone number
+49 7333 8910Website
voba-alb.deBank identifiers
BIC number
GENODES1LAY
Name
Volksbank Laichinger Alb eG
Country
Germany