Volksbank Rheinböllen eG products, services and reviews

About Volksbank Rheinböllen eG

Volksbank Rheinböllen eG is a local cooperative bank (eingetragene Genossenschaft) based in Rheinböllen, Rhineland-Palatinate, serving retail customers, small businesses, associations, and agriculture in its regional market. Its portfolio typically covers current accounts, savings and term deposits, consumer loans, mortgages and construction financing, SME lending, securities brokerage and custody via cooperative partners (e.g., Union Investment and DZ BANK Group entities), building society products via Bausparkasse Schwäbisch Hall, insurance from R+V, and merchant acquiring through VR Payment. Payments and cash services include SEPA transfers, standing orders, Girocard, and optional Mastercard or Visa; withdrawals are available across the cooperative BankCard ServiceNetz ATM network. Digital channels generally comprise online banking and the VR Banking app with two-factor authentication (app-based TAN or chipTAN), along with a secure message inbox; availability of specific functions can vary by customer profile. Pricing follows the bank’s Preis- und Leistungsverzeichnis, with account packages that usually involve monthly fees and itemized charges for selected transactions or cards; interest rates and fees are adjusted periodically. Customers can become members by purchasing cooperative shares, which provide voting rights and the possibility of a dividend if resolved by the general meeting; minimum/maximum shareholdings and notice periods for redemption apply. The bank is part of the Genossenschaftliche FinanzGruppe with DZ BANK as central institution, and participates in the BVR Institutssicherung (recognized deposit guarantee scheme up to 100,000 EUR per depositor) alongside the voluntary BVR Sicherungseinrichtung; it is supervised by BaFin and the Deutsche Bundesbank. Branch access, staffing, and opening hours differ by location and some services may be appointment-only; identification for new accounts is typically via VideoIdent or PostIdent, subject to eligibility. As a regionally focused institution, its physical service footprint is limited to its home area, while digital channels cover routine banking; prospective customers should review the latest conditions, product details, and any merger-related updates on the bank’s website before opening an account or applying for credit.