Volksbank Rietberg eG products, services and reviews

About Volksbank Rietberg eG

Volksbank Rietberg eG is a regional cooperative bank based in Rietberg (North Rhine-Westphalia) and part of the Volksbanken Raiffeisenbanken network. Its offering covers everyday retail and small-business banking, including current accounts, savings and term deposits, consumer loans, mortgage financing, and payment services for individuals and SMEs. Securities brokerage and custody are provided via cooperative group partners such as DZ BANK and Union Investment, while insurance is typically brokered through R+V Versicherung; merchant services may be provided via VR Payment. Accounts are generally priced on a tiered basis with monthly account fees and charges for cards and selected transactions depending on the chosen model; cash withdrawals are available via the group’s nationwide ATM network. Digital access is provided through online banking and the VR Banking App (operated by Fiducia & GAD IT AG), with PSD2-compliant strong customer authentication, secure messaging, and card controls; card payments support contactless and 3‑D Secure, and Apple Pay or Google Pay may be available for eligible cards. The bank participates in the institutional protection schemes of the cooperative financial network (BVR Institutssicherung GmbH and the additional voluntary BVR Sicherungseinrichtung), and is subject to supervision by BaFin and the Deutsche Bundesbank. As a cooperative, customers can become members with voting rights in accordance with the German Cooperative Societies Act; governance and risk disclosures are provided in annual reports and statutory publications. Service is oriented to the local market area, with branch, phone, and digital channels; account opening typically requires standard German KYC documentation and residence status, and non-German language support may be limited. Product availability, branch hours, interest rates, fees, and eligibility criteria are subject to change; current terms are set out in the bank’s price and service schedule and on its website.