Volksbank Schupbach eG products, services and reviews

About Volksbank Schupbach eG

Volksbank Schupbach eG is a local cooperative bank (eingetragene Genossenschaft) based in Schupbach (Brechen, Hesse) that operates within the Volksbanken Raiffeisenbanken network and focuses on retail and small-business banking in its immediate region. As a member-owned institution, customers can acquire cooperative shares under the bank’s statutes, have one vote per member at the general meeting regardless of capital contribution, and may receive a dividend if approved; transfer and redemption of shares are typically restricted by the statute. The product set covers current accounts with monthly base fees and usage-based charges, savings and term deposits, consumer loans, residential mortgages, business accounts and financing, payment services, and card products (girocard and Mastercard/Visa issued via the cooperative group). Through the cooperative financial network, it offers access to securities and funds (via Union Investment and DZ BANK brokerage), building society contracts (Bausparkasse Schwäbisch Hall), and insurance solutions (R+V Versicherung). Digital access is provided through online banking and the VR Banking App with PSD2-compliant strong customer authentication (e.g., SecureGo/app TAN or chipTAN); corporate clients typically use EBICS for bulk payments. Cash services are available at the counter during posted branch hours and at ATMs in the BankCard ServiceNetz, enabling withdrawals without surcharge for cardholders across participating Volksbanken and Raiffeisenbanken. Pricing and conditions are set out in the Preis- und Leistungsverzeichnis and the Allgemeine Geschäftsbedingungen; interest rates and fees are subject to change and depend on the chosen account model and usage. The institution is supervised by BaFin and the Deutsche Bundesbank and participates in the cooperative sector’s protection schemes: the statutory BVR Institutssicherung GmbH (legal deposit guarantee up to 100,000 euros per depositor) and the additional BVR Sicherungseinrichtung (institutional protection). Ongoing consolidation in the cooperative sector can affect local branch structures and brand alignment in the Limburg-Weilburg area, so customers should verify current affiliation and service hours directly with the bank.