Volksbank Staufen eG products, services and reviews

About Volksbank Staufen eG

Volksbank Staufen eG is a regional German cooperative bank based in Staufen im Breisgau and part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken. It offers standard retail and small-business banking services including current accounts, savings and term deposits, consumer and mortgage lending, construction financing, working capital and investment loans, and cash management. Investment funds, securities custody and brokerage, building society contracts, and insurance are typically provided via group partners such as Union Investment, Bausparkasse Schwäbisch Hall, and R+V Versicherung; merchant acquiring and POS solutions are available through VR Payment. Payment services cover SEPA transfers, standing orders, direct debits, and card payments, with giro accounts linked to girocard and credit card options and access to the BankCard ServiceNetz ATM network. Online and mobile banking use the cooperative IT infrastructure with PSD2-compliant two-factor authentication; specific functions and limits can vary by account type. Pricing is set by account package and service, with fees listed in the bank’s price and service schedule; rates and conditions depend on customer profile and creditworthiness. Deposits are covered by the BVR Institutssicherung (statutory deposit guarantee up to 100,000 EUR per depositor) and the additional institutional protection scheme of the cooperative sector. Governance follows the cooperative model, with customers able to become members and participate via representative assemblies. The bank operates primarily within its home region, which shapes branch coverage and lending focus; nationwide reach and specialized corporate or international services are limited compared with larger commercial banks. Volksbank Staufen eG is subject to prudential supervision by BaFin and the Deutsche Bundesbank.