Volksbank Trier eG products, services and reviews

About Volksbank Trier eG

Volksbank Trier eG is a regional cooperative bank based in Trier, Germany, serving private customers, self‑employed clients, associations, and SMEs in its catchment area. As part of the Volksbanken Raiffeisenbanken network, it provides current accounts, savings and term deposits, consumer and mortgage financing, business loans, cash management, and domestic and international payments (SEPA and SWIFT), as well as securities brokerage and investment funds with group partners such as DZ BANK and Union Investment, building savings and home financing via Bausparkasse Schwäbisch Hall, and insurance through R+V Versicherung. Account models are offered with monthly maintenance fees that vary by package and usage; cash withdrawals are generally free at ATMs within the VR-BankCard ServiceNetz, while out‑of‑network and foreign withdrawals and payments incur charges. Digital channels include online banking and the VR Banking app for transfers, standing orders, e-documents, and card controls; contactless and selected mobile wallet integrations are available for eligible cards. Corporate services include payment acceptance solutions, POS terminals, liquidity management, and access to subsidized financing programs where applicable. The bank operates under the cooperative model; customers may become members and subscribe for shares subject to eligibility, with any dividend dependent on annual results and member resolutions. Statutory deposit protection of up to 100,000 EUR per depositor applies via the BVR Institutssicherung (German Deposit Guarantee Scheme), and the cooperative sector maintains an additional institutional protection scheme (BVR Sicherungseinrichtung). Volksbank Trier eG is supervised by BaFin and the Deutsche Bundesbank and is affiliated with the Bundesverband der Deutschen Volksbanken und Raiffeisenbanken.