Volksbank Vechta eG products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Volksbank Vechta eG
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

Volksbank Vechta eG
4.1
Germany
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
AA-
About Volksbank Vechta eG
Volksbank Vechta eG is a regional cooperative bank based in Lower Saxony that operates within the Volksbanken Raiffeisenbanken network and focuses on retail customers, self-employed individuals, and small and medium-sized enterprises in its local market. As a member-owned institution, it issues cooperative shares to customers who choose to become members subject to the bank’s terms and capital requirements. The product range typically includes current accounts with tiered account models, savings and term deposit options, consumer credit, mortgages and construction financing (often in cooperation with partners from the cooperative financial network), as well as securities custody and investment funds distributed through affiliated providers. For businesses, the bank offers payment services, merchant acquiring via group partners, working-capital and investment loans, and support for agricultural clients common to the region. Payment cards generally comprise a girocard and optional Visa or Mastercard credit cards with 3-D Secure for online transactions; cash withdrawals are usually free at Volksbanken Raiffeisenbanken ATMs across the BankCard ServiceNetz, with fees possible outside the network. Digital access is provided through online banking and the VR Banking app with PSD2-compliant strong customer authentication via app-based TAN or chipTAN procedures; standard SEPA transfers and direct debits are supported. Pricing is published in the bank’s schedule of prices and services, and interest conditions are product-specific and subject to change. Deposits are covered by the German statutory deposit guarantee up to 100,000 euros per depositor via BVR Institutssicherung GmbH; in addition, the institutional protection scheme of the National Association of German Cooperative Banks is designed to stabilize member institutions. Volksbank Vechta eG is supervised by BaFin and the Deutsche Bundesbank. Product availability, fees, and lending terms depend on eligibility, creditworthiness, and applicable law, with advisory services provided through local branches and remote channels.
Volksbank Vechta eG Deposit guarantee scheme participation
Volksbank Vechta eG participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
Volksbank Vechta eG Countries of operations
Volksbank Vechta eG offers their savings products in Germany
Products offered by Volksbank Vechta eG and interest rates
Volksbank Vechta eG offers 4 deposits and 4 savings accounts in EUR.
Volksbank Vechta eG offers the following fixed deposits in EUR in Germany: 0 months deposit - 1.2%; 12 months deposit - 1.75%; 24 months deposit - 1.85%.
Best interest rates in Germany
Fixed deposits offered by Volksbank Vechta eG
Savings accounts offered by Volksbank Vechta eG
Loans offered by Volksbank Vechta eG
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Bank identifiers
BIC number
GENODEF1VEC
Name
Volksbank Vechta eG
Country
Germany