Volksbank Wickede (Ruhr) eG products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Volksbank Wickede (Ruhr) eG

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank2456DE

Volksbank Wickede (Ruhr) eG

0.0

Germany

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

AA-

About Volksbank Wickede (Ruhr) eG

Volksbank Wickede (Ruhr) eG is a regional German cooperative bank based in Wickede (Ruhr), serving private and business customers in its local catchment area of North Rhine-Westphalia. As an eG, it operates under the cooperative model with member voting rights; customers can typically acquire cooperative shares subject to terms and availability, and any dividend is determined annually by resolution and not guaranteed. The bank’s product set covers current accounts, savings and term deposits, consumer loans, mortgages and construction financing, business accounts and working-capital facilities, as well as securities brokerage and investment funds distributed via the cooperative financial network (e.g., Union Investment), building society savings and home finance via Bausparkasse Schwäbisch Hall, and insurance brokerage via R+V Versicherung. Payment services include SEPA transfers and direct debits, standing orders, girocard and credit cards (Visa/Mastercard) issued through the cooperative group, contactless payments, and merchant acquiring and POS solutions offered via group partners; mobile wallet support is available where enabled. Cash access is provided through the nationwide cooperative BankCard ServiceNetz; withdrawals outside that network may incur charges. Digital banking is available through online banking and the VR Banking app operated by the cooperative IT provider (Fiducia & GAD IT AG), with two-factor authentication and standard security procedures; functionality and supported devices depend on the current app version. Pricing follows published account packages and fee schedules (Preis- und Leistungsverzeichnis), with monthly account fees, card fees, and transaction- or service-based charges depending on usage and channel; paper-based services typically cost more than digital channels. Credit issuance is subject to creditworthiness, collateral, and KYC/AML checks; investment and securities products carry market and issuer risk, and insurance products involve underwriting criteria and exclusions. The bank is supervised by BaFin and the Deutsche Bundesbank, is a member of the Bundesverband der Deutschen Volksbanken und Raiffeisenbanken (BVR), and participates in the BVR institutional protection scheme; statutory deposit protection up to 100,000 EUR per depositor applies under EU rules, and the BVR scheme is designed to protect member institutions and, indirectly, customer deposits, without creating a separate legal entitlement beyond statutory coverage. Branch-based advisory and service hours are limited to the region, with appointments and remote channels available for most routine banking tasks; specific conditions, interest rates, and fees are set locally and are subject to change.

Volksbank Wickede (Ruhr) eG Deposit guarantee scheme participation

Volksbank Wickede (Ruhr) eG participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Volksbank Wickede (Ruhr) eG Countries of operations

Volksbank Wickede (Ruhr) eG offers their savings products in

Products offered by Volksbank Wickede (Ruhr) eG and interest rates

Volksbank Wickede (Ruhr) eG offers 0 deposits and 0 savings accounts in .

Best interest rates in Germany

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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00

Loans offered by Volksbank Wickede (Ruhr) eG

There are no products yet

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Contacts

Address

Hauptstraße 25, 58739 Wickede (Ruhr), Germany

Phone number

+49 2377 787 0

Website

mendener-bank.de

Bank identifiers

BIC number

GENODEM1WRU

Name

Volksbank Wickede (Ruhr) eG

Country

Germany