Volksbank Zuffenhausen eG products, services and reviews

About Volksbank Zuffenhausen eG

Volksbank Zuffenhausen eG is a regional cooperative bank based in the Stuttgart district of Zuffenhausen and part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken. It focuses on retail and small-business banking, offering current accounts, savings and term deposits, consumer and mortgage loans, payment services, and basic corporate finance for local enterprises. Securities brokerage and custody typically run via the cooperative group’s infrastructure (such as Union Investment and DZ BANK), insurance is available through R+V Versicherung, and building society savings are usually provided in cooperation with Bausparkasse Schwäbisch Hall. Access is available through local branches, online banking, and a mobile app with PSD2‑compliant strong customer authentication via app or TAN device; cash services are supported by the cooperative ATMs within the BankCard ServiceNetz, while withdrawals outside the network may involve fees. Pricing generally follows account packages with monthly base charges and itemized fees for transactions and cards, with details set out in the bank’s Preis‑ und Leistungsverzeichnis; securities and credit products carry separate cost schedules and standard risk disclosures. As an eingetragene Genossenschaft, customers can become members and exercise voting rights; any member dividend depends on annual results and resolutions. The bank is supervised by BaFin and the Deutsche Bundesbank, and customer deposits are protected by the BVR institutional protection scheme, which also fulfills the statutory deposit guarantee up to 100,000 euros per depositor. The offering is designed for a local client base; terms, digital features, and availability of services are subject to change and may vary by customer profile.