VR Bank Augsburg-Ostallgäu eG products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by VR Bank Augsburg-Ostallgäu eG

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank2471DE

VR Bank Augsburg-Ostallgäu eG

4.0

Germany

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

AA-

About VR Bank Augsburg-Ostallgäu eG

VR Bank Augsburg-Ostallgäu eG is a German cooperative bank operating in the Augsburg, Kaufbeuren, and Ostallgäu region of Bavaria and forms part of the nationwide Volksbanken Raiffeisenbanken network. As a Genossenschaftsbank, it is owned by members; customers may subscribe cooperative shares and obtain voting rights, with any dividend dependent on annual results and subject to the bank’s statutes. The bank offers standard retail and SME banking services including current accounts with tiered pricing, debit and credit cards, savings and term deposits, consumer and home financing, and business lending and payments; securities custody and brokerage are provided via cooperative partners (e.g., DZ BANK/dwp bank infrastructure and Union Investment for funds), building society products are typically offered via Bausparkasse Schwäbisch Hall, and insurance is distributed through R+V. Delivery combines a regional branch and self-service network with online banking and the VR Banking App, using strong customer authentication in line with PSD2; SEPA transfers, standing orders, e-invoicing options, and card/mobile payments are supported according to the bank’s published conditions. Cash access is primarily through the BankCard ServiceNetz of Volksbanken Raiffeisenbanken ATMs, with fees possible at third-party machines and for foreign withdrawals; business customers can obtain merchant acquiring and POS solutions via VR Payment. Pricing is set out in the Preis- und Leistungsverzeichnis and typically includes monthly account fees by model, card fees, charges for paper-based transactions, securities custody and order fees, and interest/fees for overdrafts and loans; mortgage early repayment and service charges follow contractual terms. Deposits are protected up to 100,000 EUR per depositor under the German statutory scheme, and the bank also participates in the institutional protection scheme of the National Association of German Cooperative Banks (BVR), which aims to prevent member insolvency; coverage conditions and exclusions apply. The institution is supervised by BaFin and the Deutsche Bundesbank, applies standard German KYC/AML rules for onboarding (generally requiring valid ID and a suitable address), and conducts services primarily in German; account opening can be in-branch or via remote identification where offered. Geographic focus and cash services are regional, rates and fees are subject to change, and cooperative shares are capital investments with notice periods and no guaranteed dividend, so prospective customers should review the current terms, price list, and deposit protection information before entering a relationship.

VR Bank Augsburg-Ostallgäu eG Deposit guarantee scheme participation

VR Bank Augsburg-Ostallgäu eG participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

VR Bank Augsburg-Ostallgäu eG Countries of operations

VR Bank Augsburg-Ostallgäu eG offers their savings products in Germany

Products offered by VR Bank Augsburg-Ostallgäu eG and interest rates

VR Bank Augsburg-Ostallgäu eG offers 8 deposits and 5 savings accounts in EUR.

VR Bank Augsburg-Ostallgäu eG offers the following fixed deposits in EUR in Germany: 0 months deposit - 0.4%; 12 months deposit - 1.1%; 24 months deposit - 1.1%; 36 months deposit - 1.3%.

Best interest rates in Germany

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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Fixed deposits offered by VR Bank Augsburg-Ostallgäu eG

Sales region:

Savings accounts offered by VR Bank Augsburg-Ostallgäu eG

Sales region:

Interest rate

Annual fee

Cashback

0.50%EUR

-No

0.40%EUR

-No

0.30%EUR

-No

0.20%EUR

-No

0.00%EUR

-No

Loans offered by VR Bank Augsburg-Ostallgäu eG

There are no products yet

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0

Contacts

Address

Provinostraße 52, 86153 Augsburg, Germany

Phone number

+49 821 9000

Website

vrbank-augsburg-ostallgaeu.de

Bank identifiers

BIC number

GENODEF1AUB

Name

VR Bank Augsburg-Ostallgäu eG

Country

Germany