VR Bank Bad Orb-Gelnhausen eG products, services and reviews

About VR Bank Bad Orb-Gelnhausen eG

VR Bank Bad Orb-Gelnhausen eG is a regional cooperative bank in Hesse serving private and business customers in Bad Orb, Gelnhausen, and the wider Main-Kinzig district. As an eingetragene Genossenschaft (eG), it offers membership via cooperative shares subject to its statutes; any distribution on shares depends on annual results and approval by the general meeting and is not guaranteed. The product range typically includes giro and savings accounts, term deposits, debit and credit cards, consumer loans, mortgage financing, and securities services delivered through the Cooperative Financial Network (for example, brokerage and funds via DZ BANK/Union Investment), along with building savings via Bausparkasse Schwäbisch Hall and insurance from R+V Versicherung. Business clients have access to business accounts, cash management, EBICS, POS and e-commerce acquiring, financing for investment and working capital, and advisory on subsidies and succession. Digital channels include online banking and the VR BankingApp with two-factor authentication (e.g., VR SecureGo plus), e-statements, transfers and standing orders, and card controls; in-branch appointments and selected services such as safe deposit boxes are available at certain locations. Customers can withdraw cash across the nationwide BankCard ServiceNetz of Volksbanken Raiffeisenbanken. Deposits are protected by the German statutory deposit guarantee up to 100,000 euros per depositor via BVR Institutssicherung GmbH, supplemented by the institutional protection scheme of the German Cooperative Financial Group (BVR Sicherungseinrichtung). Fees, interest rates, and limits are defined in the bank’s Preis- und Leistungsverzeichnis and may vary by product and customer profile. The bank is supervised by BaFin and the Deutsche Bundesbank.