VR Bank Ihre Heimatbank eG products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by VR Bank Ihre Heimatbank eG

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank2482DE

VR Bank Ihre Heimatbank eG

4.0

Germany

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

AA-

About VR Bank Ihre Heimatbank eG

VR Bank Ihre Heimatbank eG is a German cooperative bank (eingetragene Genossenschaft) within the Volksbanken Raiffeisenbanken network, operating locally with a regional branch footprint and standard retail and small-business services. The product set typically includes current accounts with tiered monthly fees, girocard and optional credit cards issued via cooperative partners, savings and term deposits, consumer and mortgage lending, overdrafts, and business accounts with payment acceptance via VR Payment. Online banking is available via web and the VR Banking App, with two-factor authentication through procedures such as SecureGo plus or Sm@rtTAN, e-statements, standing orders, and SEPA transfers; instant payments and specific mobile wallets may be available depending on card and account configuration. Cash access is provided across the BankCard ServiceNetz of the Volksbanken Raiffeisenbanken; out-of-network withdrawals usually incur fees. Securities and investment funds are distributed through the cooperative financial network (e.g., Union Investment and DZ BANK services), building savings via Bausparkasse Schwäbisch Hall, and insurance via R+V Versicherung; product availability and costs follow the bank’s price and service list. Customers can generally acquire cooperative shares to become members with voting rights and a potential dividend, subject to the bank’s rules. Deposits are protected by the German statutory scheme up to 100,000 euros per depositor and by the institutional protection system of the National Association of German Cooperative Banks (BVR). The bank is supervised by BaFin and the Deutsche Bundesbank. Pricing, interest rates, and lending decisions depend on individual circumstances and are subject to change; services are oriented to the bank’s defined market area, which may limit nationwide in-person access.

VR Bank Ihre Heimatbank eG Deposit guarantee scheme participation

VR Bank Ihre Heimatbank eG participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

VR Bank Ihre Heimatbank eG Countries of operations

VR Bank Ihre Heimatbank eG offers their savings products in

Products offered by VR Bank Ihre Heimatbank eG and interest rates

VR Bank Ihre Heimatbank eG offers 0 deposits and 0 savings accounts in .

Best interest rates in Germany

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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00

Loans offered by VR Bank Ihre Heimatbank eG

There are no products yet

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0

Contacts

Address

Bahnhofstraße 4, 38350 Helmstedt, Germany

Phone number

+49 5351 1210

Website

vr-heimatbank.de

Bank identifiers

BIC number

GENODEF1ESA

Name

VR Bank Ihre Heimatbank eG

Country

Germany