VR-Bank in Südniedersachsen eG products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by VR-Bank in Südniedersachsen eG
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

VR-Bank in Südniedersachsen eG
4.0
Germany
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
AA-
About VR-Bank in Südniedersachsen eG
VR-Bank in Südniedersachsen eG is a regional German cooperative bank serving Southern Lower Saxony as part of the Volksbanken Raiffeisenbanken network. Organized as an eingetragene Genossenschaft, it allows customers to acquire cooperative shares and exercise voting rights under the one-member-one-vote principle. The bank’s core offering covers retail and SME banking, including current accounts, savings and term deposits, consumer loans, mortgages, payments, and financing for self-employed and agricultural clients, alongside merchant and cash services. Pricing commonly uses tiered account models with monthly maintenance fees and charges for specific services (e.g., paper statements, third-party ATM withdrawals, international transfers), with conditions varying by account package and usage channel. Card products are typically girocard with optional Visa or Mastercard, usable across the cooperative BankCard ServiceNetz; fee policies for non-network ATM use depend on the card and tariff. Digital access is provided through online banking and the VR Banking App operated by Fiducia & GAD IT AG, with PSD2-compliant strong customer authentication (e.g., SecureGo plus pushTAN or chipTAN). Investment, pension, and insurance distribution generally leverages group companies such as Union Investment, R+V Versicherung, and Bausparkasse Schwäbisch Hall, while wholesale and capital markets connectivity is routed via DZ BANK. Deposits are covered up to €100,000 per depositor by the BVR Institutssicherung GmbH (statutory deposit guarantee), supplemented by the cooperative sector’s institutional protection scheme. The institution is subject to supervision by BaFin and the Deutsche Bundesbank. Availability of services such as instant payments, mobile wallet compatibility, and specific branch or advisory coverage depends on product configuration and may change; prospective customers should review current price schedules and terms before opening an account.
VR-Bank in Südniedersachsen eG Deposit guarantee scheme participation
VR-Bank in Südniedersachsen eG participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
VR-Bank in Südniedersachsen eG Countries of operations
VR-Bank in Südniedersachsen eG offers their savings products in
Products offered by VR-Bank in Südniedersachsen eG and interest rates
VR-Bank in Südniedersachsen eG offers 0 deposits and 0 savings accounts in .
Best interest rates in Germany
Loans offered by VR-Bank in Südniedersachsen eG
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Bank identifiers
BIC number
GENODEF1DRA
Name
VR-Bank in Südniedersachsen eG
Country
Germany