VR-Bank Neu-Ulm eG products, services and reviews

About VR-Bank Neu-Ulm eG

VR-Bank Neu-Ulm eG is a regional cooperative bank based in Neu-Ulm, Germany, operating within the Genossenschaftliche FinanzGruppe (the Volksbanken Raiffeisenbanken network). It provides retail and business banking services including current accounts, savings products, term deposits, consumer and real estate financing, overdrafts, payment services, and cash management for SMEs. Securities and investment solutions are typically offered via group partners such as Union Investment and DZ BANK, while insurance and building society products are available through affiliated providers in the cooperative network. Customers have access to online banking and the group’s mobile apps with PSD2-compliant authentication, as well as the nationwide Volksbanken Raiffeisenbanken ATM and self-service infrastructure. Card options generally include girocard and Mastercard/Visa products with contactless payments and support for common mobile wallets, subject to availability. As a cooperative, clients can become members by acquiring shares, with voting rights and potential dividend distributions depending on annual results and resolutions. Deposits are covered by the institutional protection scheme of the BVR (Sicherungseinrichtung) and the statutory deposit guarantee via BVR Institutssicherung GmbH up to the legal limit. The bank is supervised by BaFin and the Deutsche Bundesbank and is a member of the BVR association. Fees, interest rates, product availability, and eligibility criteria vary by account model and individual assessment; the applicable Preis- und Leistungsverzeichnis and product terms should be reviewed before opening or switching accounts.