VR-Bank Passau eG products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by VR-Bank Passau eG

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank2555DE

VR-Bank Passau eG

4.1

Germany

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

AA-

About VR-Bank Passau eG

VR-Bank Passau eG is a regional cooperative bank based in Lower Bavaria that operates under the legal form of an eingetragene Genossenschaft (eG) and is part of the Volksbanken Raiffeisenbanken network. It serves private customers, self-employed clients, and SMEs with standard retail and business banking services, including current accounts, savings products, consumer and mortgage financing, overdrafts, and corporate lending. Payment services cover SEPA transfers and standing orders, girocard issuance, and optional Mastercard or Visa credit cards provided through the cooperative financial network; point-of-sale and e-commerce acquiring solutions are available via VR Payment. Customers can access cash through the nationwide BankCard ServiceNetz of cooperative ATMs; out-of-network withdrawals follow the bank’s published fee schedule. Digital channels include online banking, a mobile banking app with strong customer authentication, secure in-app messaging, and an electronic document mailbox; online onboarding is available for selected products subject to identification requirements under German KYC rules. The bank offers investment custody and brokerage and provides access to funds and structured products via partners such as DZ BANK and Union Investment, as well as building society contracts via Bausparkasse Schwäbisch Hall, insurance via R+V, and leasing or factoring solutions through cooperative-group providers. Fees and interest conditions vary by account or product model and are set out in the Preis- und Leistungsverzeichnis; business accounts typically use itemized pricing for transactions and cash services. VR-Bank Passau eG is supervised by BaFin and the Deutsche Bundesbank, and deposits are protected by the BVR Institutssicherung GmbH (the statutory institutional protection scheme) with an additional protection arrangement maintained by the BVR network. Cross-border payments within SEPA are supported; non-SEPA transfers are executed via correspondent banks.

VR-Bank Passau eG Deposit guarantee scheme participation

VR-Bank Passau eG participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

VR-Bank Passau eG Countries of operations

VR-Bank Passau eG offers their savings products in Germany

Products offered by VR-Bank Passau eG and interest rates

VR-Bank Passau eG offers 4 deposits and 2 savings accounts in EUR.

VR-Bank Passau eG offers the following fixed deposits in EUR in Germany: 0 months deposit - 1%; 12 months deposit - 1.4%; 24 months deposit - 1.5%; 36 months deposit - 1.6%.

Best interest rates in Germany

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2.25%

EUR

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36 mths Fixed deposits

2.25%

EUR

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Fixed deposits offered by VR-Bank Passau eG

Sales region:

Savings accounts offered by VR-Bank Passau eG

Sales region:

Interest rate

Annual fee

Cashback

1.00%EUR

-No

0.25%EUR

-No

Loans offered by VR-Bank Passau eG

There are no products yet

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Contacts

Address

Bahnhofstraße 23, 94032 Passau, Germany

Phone number

+49 851 505 0

Website

vr-bank-passau.de

Bank identifiers

BIC number

GENODEF1PA1

Name

VR-Bank Passau eG

Country

Germany