Westerwald Bank eG Volks- und Raiffeisenbank products, services and reviews

About Westerwald Bank eG Volks- und Raiffeisenbank

Westerwald Bank eG Volks- und Raiffeisenbank is a German cooperative (eG) institution serving the Westerwald region of Rhineland-Palatinate and adjacent areas, offering retail and SME banking with current accounts, savings and term deposits, consumer loans, mortgages and construction financing, securities brokerage and investment funds via the cooperative financial network, and insurance and building society products through sector partners. Business clients have access to payments and cash management, POS solutions, lending, and basic trade and foreign payment services. The bank operates a regional branch and ATM presence and provides online and mobile banking for transfers, standing orders, e-documents, and card management; debit and credit card options with contactless functionality are available subject to the chosen account package. As a cooperative, customers can become members by subscribing shares, with voting rights at the general meeting and any dividend subject to resolution and performance. Pricing is set out in the published schedule of prices and services, with account maintenance and transaction-based fees varying by package and usage; interest conditions depend on product and market rates. The bank belongs to the Volksbanken Raiffeisenbanken network, participates in the sector’s institutional protection scheme, and offers statutory deposit protection up to EUR 100,000 per depositor via BVR Institutssicherung; it is subject to supervision by BaFin and the Deutsche Bundesbank. Target clientele includes private customers, self-employed individuals, small and mid-sized enterprises, and agricultural businesses in its catchment area; branch opening hours, product terms, and fees are available from the bank directly or on its website.